Cadence Bank Class Action Settlements in Tennessee

All Cadence Bank class action lawsuits and settlements available to Tennessee residents.

Tennessee residents have 1 active class action settlements involving Cadence Bank that they can file claims for right now. Open settlements include $5.25M Cadence Bank data breach class action settlement.

Combined maximum payouts across all Cadence Bank settlements total $10,000. Class Action Buddy automatically files Cadence Bank claims for Tennessee residents in under 60 seconds — no paperwork, no mailing, no proof of purchasey/proof-of-purchase/" style="color:#5D82F2;text-decoration:none;font-weight:500;">proof of purchase needed for most settlements.

About Cadence Bank Class Actions in Tennessee

Tennessee residents affected by Cadence Bank settlements have specific protections under state law, including the Tennessee Consumer Protection Act which provides broader remedies than federal regulations for deceptive banking practices. Cadence Bank maintains a significant presence in Tennessee with approximately 45 branch locations concentrated in Nashville, Memphis, Knoxville, and Chattanooga, serving both retail and commercial customers throughout the state. The bank's Tennessee operations expanded significantly following its 2021 merger with BancorpSouth, making it one of the larger regional banks in the state. Tennessee residents filing class action claims must be aware that the state follows a three-year statute of limitations for most consumer protection violations, though data breach claims may have different timeframes. The Tennessee Department of Financial Institutions also maintains oversight of banking operations, providing additional avenues for consumer complaints. For the $5.25 million Cadence Bank data breach settlement, Tennessee residents who banked with Cadence or its predecessor institutions between the specified dates may be eligible for compensation covering identity monitoring services and out-of-pocket expenses related to the security incident.

How does Tennessee's Consumer Protection Act affect Cadence Bank settlement claims?

Tennessee's Consumer Protection Act provides additional protections beyond federal banking regulations, allowing residents to seek damages for deceptive practices. This state law can strengthen claims in settlements like the Cadence Bank data breach case by providing alternative legal grounds for compensation.

Which Tennessee Cadence Bank customers are eligible for the $5.25M data breach settlement?

Tennessee customers who had accounts with Cadence Bank or BancorpSouth (which merged with Cadence in 2021) during the breach period are potentially eligible. This includes customers from major Tennessee markets like Nashville, Memphis, and Knoxville where Cadence has substantial branch networks.

What documentation do Tennessee residents need for Cadence Bank class action claims?

Tennessee residents should gather account statements, correspondence from Cadence Bank about the data breach, and any documentation of identity theft or fraud following the incident. Bank records showing Tennessee addresses during the relevant time periods are essential for proving eligibility.

Tips for Tennessee Residents Filing Cadence Bank Claims

Tennessee residents should file Cadence Bank claims promptly due to the state's three-year statute of limitations on consumer protection violations. Maintain detailed records of all banking correspondence and any identity theft incidents following data breaches. Consider consulting Tennessee-licensed attorneys familiar with state banking regulations, as local legal expertise can be valuable for complex claims. Submit claims through official settlement websites only, avoiding third-party claim services that may charge unnecessary fees. Monitor the Tennessee Department of Financial Institutions website for additional consumer alerts related to Cadence Bank operations in the state.

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