$2.4M Capital One FCRA violations class action settlement

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TBD

Filing Deadline

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Capital One has agreed to pay $2.4 million to settle a class action lawsuit over Fair Credit Reporting Act (FCRA) violations. The settlement resolves claims that Capital One failed to properly investigate disputes from credit reporting agencies that incorrectly reported its customers as deceased. If you're a Capital One customer who was incorrectly reported as dead to credit bureaus, you may be eligible for compensation from this settlement. This type of error can cause serious problems with your credit score and ability to get loans or other financial services.

Who Is Eligible?

You may be eligible to file a claim if you:

You were a Capital One customer
Credit reporting agencies incorrectly listed you as deceased
Capital One failed to properly investigate your dispute about the death reporting error
You experienced this issue during the class period (specific dates pending)

How Much Can You Get?

The total settlement fund is $2.4 million, which will be distributed among eligible class members. The exact amount each person receives will depend on how many people file valid claims and the specific damages they experienced. Details about individual payout amounts are still pending.

How to File Your Claim

Filing your claim is quick and easy:

Gather documentation showing you were incorrectly reported as deceased
Collect records of any disputes you filed with Capital One
Wait for the claim form to become available
Download the Class Action Buddy app to get notified when the claim period opens and file your claim easily

Frequently Asked Questions

How do I know if I was reported as deceased to credit bureaus?

You would typically find out through credit monitoring, when applying for credit, or by checking your credit report directly. Being reported as deceased usually results in immediate credit account closures and denial of new credit applications.

What is the FCRA and why does it matter?

The Fair Credit Reporting Act (FCRA) requires companies like Capital One to investigate disputes about credit report information. When they fail to properly investigate claims that you're alive (not deceased), they violate this federal law.

When will I be able to file my claim?

Claim details and deadlines are still pending. Download Class Action Buddy to get notified as soon as the claim form becomes available and filing instructions are released.

Ready to File Your Claim?

We're adding new settlements regularly. Download the app to get notified when this one is available.

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