$4.15M AAA underinsured motorist claims class action settlement

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Max Payout

TBD

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AAA has agreed to pay $4.15 million to settle a class action lawsuit over how it handled underinsured motorist claims. The lawsuit alleged that AAA improperly reduced the amount paid to policyholders on underinsured motorist claims by deducting payments made by at-fault drivers. If you had an AAA insurance policy and filed an underinsured motorist claim that was reduced by payments from the at-fault driver, you may be eligible for compensation from this settlement. Underinsured motorist coverage is designed to protect you when the other driver's insurance isn't enough to cover your damages.

Who Is Eligible?

You may be eligible to file a claim if you:

You had an AAA insurance policy with underinsured motorist coverage
You filed an underinsured motorist claim with AAA
AAA reduced your claim payment by the amount paid by the at-fault driver's insurance
Your claim occurred during the specified class period (dates pending final settlement approval)

How Much Can You Get?

The total settlement fund is $4.15 million, which will be distributed among eligible class members. The exact amount each person receives will depend on the number of valid claims filed and the specific circumstances of each claim. Individual payouts have not been disclosed at this time.

How to File Your Claim

Filing your claim is quick and easy:

Gather your AAA insurance policy documents and claim records
Collect documentation of your underinsured motorist claim and any payments received
Review the settlement details when they become available
Submit your claim by the deadline once it's announced
Download Class Action Buddy to track this and other settlements you may be eligible for

Frequently Asked Questions

What is underinsured motorist coverage?

Underinsured motorist coverage helps pay for damages when the at-fault driver's insurance limits are too low to fully cover your injuries or property damage. It's designed to bridge the gap between what the other driver's insurance pays and your actual losses.

Why was AAA sued over underinsured motorist claims?

The lawsuit claimed that AAA improperly reduced underinsured motorist claim payments by subtracting the amount paid by the at-fault driver's insurance. This allegedly violated how underinsured motorist coverage should work under the policy terms.

How much money can I get from the AAA settlement?

Individual payout amounts from the $4.15 million settlement fund haven't been announced yet. The amount you receive will depend on factors like the number of eligible claims filed and the specifics of your case.

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