PHH Mortgage Insurance Kickbacks Class Action Settlement

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Max Payout

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Filing Deadline

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Proof Required?

PHH Corporation has reached a class action settlement over allegations that it improperly received kickbacks from mortgage insurance companies. The lawsuit claimed that PHH collected payments from mortgage insurers in exchange for referring borrowers to those companies, which may have violated federal housing laws. If you had a mortgage loan serviced by PHH and were required to pay for mortgage insurance, you may be eligible to receive compensation of up to $875 per loan through this settlement.

Who Is Eligible?

You may be eligible to file a claim if you:

You had a mortgage loan serviced by PHH Corporation
You were required to pay for private mortgage insurance (PMI) or mortgage insurance premiums on your loan
Your loan was subject to the alleged kickback arrangements between PHH and mortgage insurance companies
Specific time periods and additional eligibility requirements are being finalized

How Much Can You Get?

Eligible borrowers may receive up to $875 per qualifying mortgage loan. The exact amount you receive will depend on factors such as how long you paid mortgage insurance premiums and the specific terms of your loan arrangement with PHH. Payments will be distributed after the settlement receives final court approval and all claims are processed. The settlement fund will be allocated among all eligible class members who submit valid claims.

How to File Your Claim

Filing your claim is quick and easy:

Gather documentation of your PHH mortgage loan and mortgage insurance payments
Wait for the official claim form to become available
Complete and submit your claim form before the August 11, 2026 deadline
Download Class Action Buddy to get notified when the claim form is available and receive help filing your claim

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Frequently Asked Questions

What is the PHH mortgage insurance kickback settlement about?

PHH Corporation allegedly received improper kickback payments from mortgage insurance companies in exchange for referring borrowers to those insurers. This settlement resolves claims that these arrangements violated federal housing laws and may have resulted in borrowers paying higher costs.

How much can I get from the PHH settlement?

Eligible borrowers may receive up to $875 per qualifying mortgage loan. The exact amount depends on your specific loan terms and how long you paid mortgage insurance premiums.

When is the deadline to file a PHH settlement claim?

The deadline to submit your claim is August 11, 2026. Make sure to file before this date to be eligible for compensation from the settlement.

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