No Proof Required
PHH Mortgage Insurance Kickbacks Class Action Settlement
By the Class Action Buddy Editorial Team · Last reviewed July 23, 2026 · ✓ verified against the official PHHMISettlement.com notice and ClassAction.org reporting
Looking for a settlement you can still file?
This one is closed, but our 60-second eligibility quiz finds the ones that are still open.
Who Was Eligible?
Who the settlement covered:
- You obtained a residential mortgage loan originated and/or acquired by PHH (or its affiliates — PHH Mortgage, PHH Home Loans) between January 1, 2007 and December 31, 2009.
- In connection with that loan you purchased private mortgage insurance (PMI) that fell within PHH's captive mortgage-reinsurance agreements with Atrium.
How Much Did It Pay?
$875 per eligible loan, paid from a fund of roughly $29.5 million. If you had more than one qualifying loan, each may be eligible. The settlement received final approval on December 19, 2025.
How this claim was filed
This settlement is closed, so the steps below are kept for reference only — they no longer lead anywhere you can file.
- Confirm eligibility — a PHH-originated/acquired loan from 2007–2009 with PMI in the captive-reinsurance program.
- File by August 11, 2026 — online at PHHMISettlement.com or by mailing a completed paper form to the administrator.
- No proof of purchase required to file; provide your loan details as requested. Filing is free.
Looking for something you can still claim?
This one has closed, but the open settlements list is kept current, and Class Action Buddy will tell you when a new one matches your profile.
Frequently Asked Questions
What is the deadline to file a claim for the PHH Mortgage Insurance Kickbacks Class Action Settlement?
The deadline to file a claim was Aug 11, 2026, and it has passed. Claims are no longer accepted for this settlement.
How much can I receive from the PHH Mortgage Insurance Kickbacks Class Action Settlement?
The maximum payout per eligible claimant is up to $875. Actual payments may be lower depending on the total number of valid claims filed and the available settlement fund.
Did I need proof of purchase for the PHH Mortgage Insurance Kickbacks Class Action Settlement?
No proof of purchase was required — claims could be made on a sworn statement, without receipts, photos, or product packaging.
Who qualifies for the PHH mortgage insurance settlement?
Borrowers whose residential mortgage loan was originated or acquired by PHH (or its affiliates) between January 1, 2007 and December 31, 2009 and who bought private mortgage insurance that fell within PHH's captive reinsurance agreements.
How much does it pay?
$875 per eligible loan, from a roughly $29.5 million fund.
What is the deadline?
Claims must be submitted online or postmarked by August 11, 2026. The settlement was granted final approval on December 19, 2025.
Primary source: official settlement administrator — phhmisettlement.com. The settlement details on this page were checked against the administrator’s official website.
Class Action Buddy is an independent directory and is not affiliated with, endorsed by, or sponsored by the settlement administrator or the court. This page is general information, not legal advice. See how we verify settlements.
This settlement has closed
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