Concora Credit Robocall Settlement: $250 to $650 for People Who Weren't Even Customers
Updated September 19, 2026 · By Class Action Buddy
Short answer: if Concora Credit robocalled your cell phone and you were never a Concora customer, you can claim an estimated $250 to $650 from the Seals v. Concora settlement. Postcard recipients file in minutes with the Claimant ID on the card — no proof needed. The deadline for everything is October 19, 2026.
What this settlement is about
The class here is unusual by design. The lawsuit says Concora's prerecorded calls kept landing on people who had no Concora account — wrong numbers, reassigned numbers, other people's phones — between May 2, 2021 and May 31, 2026. That's a Telephone Consumer Protection Act problem, because prerecorded calls to cell phones need prior express consent, and the lawsuit says these calls didn't have it. Concora denies doing anything wrong, and the court hasn't decided the merits; the settlement, filed in the District of Oregon as Seals v. Concora Credit Inc., No. 3:25-cv-00728, ends the fight instead.
Who qualifies
According to the official settlement site, you are in the settlement class if:
- you were not a Concora Credit accountholder, and
- Concora placed, or caused to be placed, an artificial or prerecorded voice call to your cellular phone between May 2, 2021 and May 31, 2026.
Concora customers are expressly outside the class. If a settlement postcard arrived in your mail, the company's calling records already identified you.
How much it pays
Concora pays $9,375,000 in total. Claimants split the $8,375,000 settlement fund in equal shares after notice costs, administration, attorneys' fees, and the class representative's award come out — the rest of the total funds TCPA-compliance changes at the company. The settlement site estimates $250 to $650 per approved claimant, and the real figure moves with the number of valid claims. Nobody can promise the exact amount before claims are counted.
How to file
- If you received the postcard notice: file online at SealsTCPASettlement.com using the Claimant ID printed on the card, or mail the claim form to the Settlement Administrator (PO Box 2599, Faribault, MN 55021), postmarked by October 19, 2026.
- If no postcard reached you: request a claim form in writing from the same address — but you'll need to include proof that a Concora artificial or prerecorded call reached your cell phone.
- Either way, submit by October 19, 2026. Mailed forms should go out a week early for postal time.
Key dates
| Claim deadline | October 19, 2026 |
| Opt-out deadline | October 19, 2026 |
| Objection deadline | October 19, 2026 |
| Final fairness hearing | November 24, 2026 |
Doing nothing keeps you in the class and releases your TCPA claims against Concora without a payment. Filing is the only way to be paid.
Concora Credit Settlement: FAQs
Do I need proof to file a Concora Credit claim?
Not if you received the postcard notice — the Claimant ID printed on it is all you need to file online, or you can mail the form back. Only people who never got a postcard need proof, because they must request a claim form in writing with evidence that a Concora robocall reached their cell phone.
How much does the Concora Credit settlement pay?
An estimated $250 to $650 per approved claimant. Every claimant gets an equal share of the $8,375,000 settlement fund after fees and costs, so the final amount depends on how many valid claims come in. Concora is paying $9,375,000 in total.
Who qualifies for the Seals v. Concora settlement?
People who were not Concora Credit accountholders but whose cell phones received artificial or prerecorded voice calls placed by or for Concora between May 2, 2021 and May 31, 2026. Concora customers are expressly outside this class.
What is the deadline for the Concora Credit settlement?
October 19, 2026 for everything — claims (online or postmarked), exclusion requests, and objections. The final fairness hearing in the District of Oregon is set for November 24, 2026.
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