Globe Life Data Breach Settlement: $72 With No Receipts, Up to $5,000 Documented
Updated September 19, 2026 · By Class Action Buddy
Short answer: if Globe Life or American Income Life mailed you a data breach notice, you're in the class, and the easiest money is $72 for lost time — no receipts, just a signed statement that you spent up to four hours dealing with the breach. Documented losses add up to $5,000 on top. Claims are due at the official settlement site by October 19, 2026, and even class members who never file get two years of credit monitoring.
What happened
Globe Life and American Income Life are insurance companies, which means the data in their systems goes well beyond names and emails. The incident at the center of In re American Income Life Insurance Co. and Globe Life Inc. Data Breach Litigation, No. 6:25-cv-00262, in the Western District of Texas, happened on or about October 2, 2024, and the notice letters describe exposed information ranging from Social Security numbers to health-related and health insurance policy details. The insurers deny any wrongdoing, and the court hasn't ruled on the merits — the settlement is a compromise that ends the case before trial.
Who qualifies
The class is defined by the notice letter: you are a settlement class member if Globe Life or American Income Life sent you a letter saying your personal information may have been exposed in the data incident. Current and former customers were affected. If you're unsure whether you got one, the administrator (Kroll) can check — call (833) 930-0155.
What you can claim
Three benefits, and the structure rewards filing even if the breach cost you nothing you can document:
- Lost time — $18/hour, up to 4 hours ($72). You self-certify the hours you spent responding to the breach between October 1, 2024 and the notice date. No receipts, no call logs.
- Documented losses — up to $5,000. For out-of-pocket costs fairly traceable to the incident, with supporting documentation. This stacks with the lost-time payment on the same claim form.
- Credit monitoring — two years, no claim needed. Every class member who doesn't opt out gets two years of Cyex Financial Shield Complete after final approval, whether or not they file anything.
The cash comes from a pool of up to $3.4 million, and the defendants pay administration costs and attorneys' fees separately rather than out of that pool — which matters, because it means fees don't eat the class's money.
How to file
- Go to the official settlement site, AILDataSettlement.com, and open the claim form — or mail the paper form to Kroll.
- Select the lost-time payment and self-certify your hours; add documented losses with records if you have them.
- Submit online or postmark by October 19, 2026.
Key dates
| Claim deadline | October 19, 2026 |
| Opt-out deadline | November 16, 2026 |
| Objection deadline | November 16, 2026 |
| Final approval hearing | December 14, 2026 (Waco, TX) |
The unusual part: the opt-out window runs a month past the claim deadline. Doing nothing keeps the credit monitoring coming but forfeits the cash — and the lost-time payment takes only a few minutes to claim.
Globe Life Settlement: FAQs
Do I need proof to file a Globe Life data breach claim?
Not for the lost-time payment — you self-certify up to four hours at $18 per hour, $72 total, with no receipts. Documentation is only required if you claim out-of-pocket losses, which reimburse up to $5,000. The credit monitoring requires no claim at all.
How much does the Globe Life settlement pay?
Up to $72 for self-certified lost time plus up to $5,000 for documented losses, from a cash pool of up to $3.4 million. The two stack on one claim form, and every class member who stays in the settlement also receives two years of Cyex credit monitoring.
Who is included in the Globe Life data breach settlement?
Anyone who received a letter from Globe Life or American Income Life saying their personal information may have been exposed in the data incident of about October 2, 2024. The exposed data potentially included Social Security numbers and health insurance information.
What is the deadline for the Globe Life settlement?
Claims are due October 19, 2026, submitted online or postmarked. Opting out or objecting closes later, on November 16, 2026, and the final approval hearing is December 14, 2026 in Waco, Texas.
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