AAA Class Action Settlements in Tennessee
AAA class action settlements that covered Tennessee residents — and where each one now stands.
Last checked: August 11, 2026 · By Class Action Buddy
Tennessee residents have no confirmed open class action settlements involving AAA right now. The AAA settlement below has closed — the claim deadline has passed and no new claims can be filed. If you are looking for something you can still claim, our list of open settlements is checked against each administrator.
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Closed AAA Settlements for Tennessee Residents (1)
This AAA settlement is no longer accepting claims. It closed on the date shown and the deadline cannot be reopened. It is listed here because the settlement and its administrator are a matter of record and people still search for it. For settlements that are open today, see our list of open settlements.
$4.15M AAA underinsured motorist claims class action settlement
Up to $25,000New Mexico AAA policyholders with UM/UIM coverage (2010-2022) may claim up to $25,000 from this $4.15M underinsured motorist settlement.
About AAA Class Actions in Tennessee
Before you read on: the AAA settlement described below has closed. This section explains what it was about and who was covered, which is still worth knowing — but it cannot be claimed now. See settlements that are open today.
Tennessee residents have specific protections when dealing with AAA insurance settlements, particularly through the state's Consumer Protection Act which prohibits unfair insurance practices. AAA maintains significant operations in Tennessee with offices in Nashville, Memphis, Knoxville, and Chattanooga, serving over 400,000 members statewide through AAA Tennessee and AAA-The Auto Club Group. The company offers auto insurance, roadside assistance, and travel services throughout the state. Tennessee follows a modified comparative negligence rule for auto insurance claims, meaning drivers can recover damages even if partially at fault, as long as they're less than 50% responsible. The state's statute of limitations for insurance bad faith claims is typically one year from the date of denial or discovery of wrongful conduct. Tennessee residents involved in the $4.15 million AAA underinsured motorist settlement should note that the state requires all drivers to carry minimum liability coverage of $25,000 per person and $50,000 per accident for bodily injury. Class action participants must file claims within specified deadlines, and Tennessee's strong consumer protection framework often results in favorable settlements for policyholders who experienced claim handling violations.
AAA Settlements in Tennessee: FAQs
How does Tennessee's insurance law affect AAA settlement claims?
Tennessee requires insurance companies like AAA to handle claims in good faith under state consumer protection laws. The state's modified comparative negligence system allows drivers to recover damages even when partially at fault, which strengthens underinsured motorist claims like those in the $4.15 million AAA settlement.
What AAA services are most commonly involved in Tennessee class action settlements?
Auto insurance claims, particularly underinsured and uninsured motorist coverage disputes, represent the majority of AAA settlements in Tennessee. The recent $4.15 million settlement specifically addressed underinsured motorist claims where AAA allegedly failed to properly investigate or pay valid claims.
How long do Tennessee residents have to join AAA class action settlements?
Tennessee residents typically have 60-180 days to file claims once a settlement is approved, depending on the specific case terms. For the AAA underinsured motorist settlement, eligible Tennessee policyholders who had claims denied or underpaid between specified dates should submit documentation promptly to avoid missing deadlines.
Tips for Tennessee Residents Filing AAA Claims
Tennessee residents filing AAA claims should maintain detailed records of all communications and policy documents. Contact the Tennessee Department of Commerce and Insurance if AAA delays claim responses beyond 15 days, as state law requires prompt investigation. Document all vehicle damage with photos and obtain police reports when applicable. Keep medical records for injury claims and understand that Tennessee's comparative negligence laws may still allow recovery even with partial fault. Consider consulting Tennessee-licensed attorneys familiar with AAA's local practices, especially for underinsured motorist disputes similar to the recent $4.15 million settlement affecting state residents.
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