Cadence Bank Class Action Settlements in Michigan
Cadence Bank class action settlements that covered Michigan residents — and where each one now stands.
Last checked: August 11, 2026 · By Class Action Buddy
Michigan residents have no confirmed open class action settlements involving Cadence Bank right now. The Cadence Bank settlement below has closed — the claim deadline has passed and no new claims can be filed. If you are looking for something you can still claim, our list of open settlements is checked against each administrator.
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Closed Cadence Bank Settlements for Michigan Residents (1)
This Cadence Bank settlement is no longer accepting claims. It closed on the date shown and the deadline cannot be reopened. It is listed here because the settlement and its administrator are a matter of record and people still search for it. For settlements that are open today, see our list of open settlements.
$5.25M Cadence Bank data breach class action settlement
Up to $10,000Cadence Bank MOVEit data breach victims (May 2023) may claim up to $10,000 or $100 cash from this $5.25M settlement. File by June 4, 2026.
About Cadence Bank Class Actions in Michigan
Before you read on: the Cadence Bank settlement described below has closed. This section explains what it was about and who was covered, which is still worth knowing — but it cannot be claimed now. See settlements that are open today.
Michigan residents affected by Cadence Bank settlements benefit from the state's comprehensive consumer protection framework under the Michigan Consumer Protection Act, which provides additional remedies beyond federal banking regulations. Cadence Bank maintains a limited but growing presence in Michigan through its commercial lending operations and digital banking services, particularly following its 2021 merger with BancorpSouth. While Cadence doesn't operate traditional branch locations in Michigan, the bank serves Michigan-based commercial clients and maintains correspondent banking relationships with local institutions. Michigan residents filing class action claims must be aware of the state's six-year statute of limitations for contract disputes and three-year limit for fraud claims. The $5.25 million Cadence Bank data breach settlement specifically covers customers whose personal information was compromised between May 2022 and July 2022. Michigan's Attorney General office actively monitors financial data breaches affecting state residents and has established protocols for notification requirements. Class action participants in Michigan can typically file claims online or by mail, with court-appointed claims administrators handling distribution. Michigan residents should verify their eligibility based on account activity during the specified breach period.
Cadence Bank Settlements in Michigan: FAQs
Can Michigan residents participate in the Cadence Bank data breach settlement even without a physical branch presence?
Yes, Michigan residents who had Cadence Bank accounts or used their digital services during the May-July 2022 breach period are eligible for the $5.25 million settlement regardless of physical branch locations. Eligibility is based on account ownership and data exposure, not geographic proximity to branches.
How does Michigan's Consumer Protection Act affect Cadence Bank settlement claims?
Michigan's Consumer Protection Act provides additional legal protections that may supplement federal class action settlements, potentially allowing for separate state-level claims. However, participating in the federal class action settlement may limit your ability to pursue individual Michigan state law claims related to the same incident.
What documentation do Michigan residents need for Cadence Bank settlement claims?
Michigan residents typically need account statements, correspondence from Cadence Bank about the data breach, and proof of identity theft or financial losses if claiming damages beyond the base settlement amount. The claims administrator may request additional documentation to verify Michigan residency and account ownership during the breach period.
Tips for Michigan Residents Filing Cadence Bank Claims
Michigan residents should file Cadence Bank settlement claims promptly, as deadlines are strictly enforced regardless of state residency. Keep detailed records of all communications with Cadence Bank regarding data breach notifications, as Michigan's enhanced consumer protection standards may provide additional recovery options. Verify your eligibility by confirming account activity during the specific breach timeframe rather than assuming general customer status qualifies you. Consider consulting Michigan consumer protection attorneys if you experienced significant identity theft or financial losses, as state law may provide remedies beyond the class action settlement. Submit claims through official settlement websites only, avoiding third-party claim preparation services that charge unnecessary fees.
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