AAA Class Action Settlements in Florida
AAA class action settlements that covered Florida residents — and where each one now stands.
Last checked: August 11, 2026 · By Class Action Buddy
Florida residents have no confirmed open class action settlements involving AAA right now. The AAA settlement below has closed — the claim deadline has passed and no new claims can be filed. If you are looking for something you can still claim, our list of open settlements is checked against each administrator.
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Closed AAA Settlements for Florida Residents (1)
This AAA settlement is no longer accepting claims. It closed on the date shown and the deadline cannot be reopened. It is listed here because the settlement and its administrator are a matter of record and people still search for it. For settlements that are open today, see our list of open settlements.
$4.15M AAA underinsured motorist claims class action settlement
Up to $25,000New Mexico AAA policyholders with UM/UIM coverage (2010-2022) may claim up to $25,000 from this $4.15M underinsured motorist settlement.
About AAA Class Actions in Florida
Before you read on: the AAA settlement described below has closed. This section explains what it was about and who was covered, which is still worth knowing — but it cannot be claimed now. See settlements that are open today.
AAA maintains significant operations throughout Florida, serving over 3 million members across the state through numerous branch offices in major cities including Miami, Tampa, Orlando, and Jacksonville. The company provides auto insurance, roadside assistance, and travel services to Florida residents who face unique challenges including frequent hurricanes, high tourist traffic, and some of the nation's highest auto insurance rates. Florida's insurance regulations are governed by the Office of Insurance Regulation, which has specific requirements for underinsured motorist coverage that differ from other states. Under Florida Statutes Section 627.727, insurers must offer uninsured motorist coverage equal to bodily injury liability limits unless rejected in writing. Florida residents have particularly strong standing in class action lawsuits due to the state's consumer protection laws and the high volume of insurance claims. The recent $4.15 million AAA underinsured motorist claims settlement specifically addressed how the company handled coverage disputes, making it especially relevant for Florida policyholders who frequently deal with uninsured drivers. Florida's legal framework allows residents to join multi-state class actions while also providing venue options within the state's court system.
AAA Settlements in Florida: FAQs
What was the $4.15 million AAA settlement about for Florida residents?
The settlement resolved claims that AAA improperly handled underinsured motorist coverage disputes, potentially denying or underpaying valid claims. Florida policyholders who experienced claim delays or denials between specific dates may be eligible for compensation from this settlement.
How does Florida's uninsured motorist law affect AAA policyholders?
Florida requires insurers like AAA to offer uninsured motorist coverage equal to your liability limits unless you specifically reject it in writing. This is particularly important in Florida where approximately 20% of drivers lack proper insurance coverage.
Can Florida residents join class actions against AAA filed in other states?
Yes, Florida residents can typically participate in nationwide class action settlements against AAA even if the case was filed elsewhere. However, some settlements may exclude certain states or have specific requirements for Florida participants due to varying state insurance laws.
Tips for Florida Residents Filing AAA Claims
Florida residents filing AAA-related class action claims should gather all policy documents, correspondence, and claim records before deadlines expire. Document any interactions with AAA representatives, especially regarding underinsured motorist coverage disputes or claim denials. Consider consulting with Florida attorneys experienced in insurance law, as the state's unique hurricane-related coverage requirements and high uninsured driver rates create specific legal considerations. Monitor settlement websites regularly, as compensation amounts and eligibility requirements can vary significantly. File claims promptly since Florida's statute of limitations and settlement deadlines are strictly enforced, potentially barring late submissions even for valid claims.
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