AAA Class Action Settlements in Michigan
AAA class action settlements that covered Michigan residents — and where each one now stands.
Last checked: August 11, 2026 · By Class Action Buddy
Michigan residents have no confirmed open class action settlements involving AAA right now. The AAA settlement below has closed — the claim deadline has passed and no new claims can be filed. If you are looking for something you can still claim, our list of open settlements is checked against each administrator.
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Closed AAA Settlements for Michigan Residents (1)
This AAA settlement is no longer accepting claims. It closed on the date shown and the deadline cannot be reopened. It is listed here because the settlement and its administrator are a matter of record and people still search for it. For settlements that are open today, see our list of open settlements.
$4.15M AAA underinsured motorist claims class action settlement
Up to $25,000New Mexico AAA policyholders with UM/UIM coverage (2010-2022) may claim up to $25,000 from this $4.15M underinsured motorist settlement.
About AAA Class Actions in Michigan
Before you read on: the AAA settlement described below has closed. This section explains what it was about and who was covered, which is still worth knowing — but it cannot be claimed now. See settlements that are open today.
AAA maintains significant operations in Michigan through AAA Michigan, which serves over 1.2 million members across the state with offices in Dearborn, Grand Rapids, and other major cities. Michigan's No-Fault Auto Insurance Act creates unique consumer protection requirements that affect how insurance companies like AAA must handle underinsured motorist claims, particularly regarding Personal Injury Protection benefits and residual liability coverage. The state's Unfair Trade Practices Act also provides additional consumer protections against deceptive insurance practices. Michigan residents have specific advantages when filing class action claims due to the state's consumer-friendly court system and the Michigan Consumer Protection Act, which allows for treble damages in certain cases. The $4.15 million AAA underinsured motorist claims settlement demonstrates how Michigan's regulatory environment can lead to significant recoveries for consumers. Michigan's Attorney General office actively monitors insurance company practices and has established procedures for residents to report potential violations, making the state particularly receptive to class action litigation against major insurers who fail to meet their contractual obligations.
AAA Settlements in Michigan: FAQs
How does Michigan's no-fault insurance law affect AAA class action settlements?
Michigan's no-fault system requires specific handling of underinsured motorist claims, which was central to the $4.15 million AAA settlement. The state's unique PIP requirements and residual liability rules create additional obligations for insurers that can lead to class action exposure when not properly followed.
What makes Michigan residents eligible for AAA class action settlements?
Michigan residents with AAA policies who experienced claim denials, delays, or underpayments may be eligible for settlements. The $4.15 million underinsured motorist settlement specifically covered Michigan AAA members who had their claims improperly handled between certain dates.
How long do Michigan residents have to file claims against AAA?
Michigan's statute of limitations for insurance bad faith claims is typically six years, but class action settlements often have shorter claim periods. For the AAA underinsured motorist settlement, eligible Michigan members had specific deadlines to submit documentation and claim forms.
Tips for Michigan Residents Filing AAA Claims
Michigan residents filing AAA claims should document all communications with detailed records and timestamps. Contact the Michigan Department of Insurance and Financial Services if AAA delays responses beyond state-mandated timeframes. Keep copies of all policy documents, especially underinsured motorist coverage details, as these were key in the $4.15 million settlement. Consider consulting attorneys familiar with Michigan's no-fault laws and the state's specific insurance regulations. Monitor settlement websites regularly, as Michigan's large AAA membership makes the state frequently included in national class action settlements with relatively short filing windows.
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