AAA Class Action Settlements in Ohio
AAA class action settlements that covered Ohio residents — and where each one now stands.
Last checked: August 11, 2026 · By Class Action Buddy
Ohio residents have no confirmed open class action settlements involving AAA right now. The AAA settlement below has closed — the claim deadline has passed and no new claims can be filed. If you are looking for something you can still claim, our list of open settlements is checked against each administrator.
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Closed AAA Settlements for Ohio Residents (1)
This AAA settlement is no longer accepting claims. It closed on the date shown and the deadline cannot be reopened. It is listed here because the settlement and its administrator are a matter of record and people still search for it. For settlements that are open today, see our list of open settlements.
$4.15M AAA underinsured motorist claims class action settlement
Up to $25,000New Mexico AAA policyholders with UM/UIM coverage (2010-2022) may claim up to $25,000 from this $4.15M underinsured motorist settlement.
About AAA Class Actions in Ohio
Before you read on: the AAA settlement described below has closed. This section explains what it was about and who was covered, which is still worth knowing — but it cannot be claimed now. See settlements that are open today.
AAA maintains significant operations in Ohio through AAA East Central, which serves over 1.2 million members across the state from offices in Cleveland, Columbus, and other major cities. Ohio's consumer protection framework includes the Ohio Consumer Sales Practices Act, which provides strong remedies for deceptive practices in insurance and automotive services. The state's insurance regulations under Ohio Revised Code Chapter 3937 establish specific requirements for underinsured motorist coverage that directly impact AAA policyholders. Ohio residents have successfully participated in the $4.15 million AAA underinsured motorist claims settlement, which addressed allegations that AAA improperly handled claims by failing to adequately investigate policy limits of at-fault drivers before denying underinsured motorist benefits. Class action participation in Ohio requires meeting specific standing requirements under Ohio Civil Rule 23, and residents typically have extended deadlines for filing claims due to the state's discovery rule for consumer fraud cases. The Ohio Department of Commerce Division of Financial Institutions oversees insurance complaint procedures, providing an additional avenue for AAA-related disputes before pursuing litigation.
AAA Settlements in Ohio: FAQs
What was the AAA underinsured motorist settlement about for Ohio residents?
The $4.15 million settlement resolved claims that AAA failed to properly investigate whether at-fault drivers had adequate insurance before denying underinsured motorist benefits to policyholders. Ohio residents who were AAA policyholders during the specified class period and had underinsured motorist claims denied may have been eligible for compensation.
How does Ohio's insurance law affect AAA settlements?
Ohio Revised Code Section 3937.18 requires insurers to act in good faith when handling claims, which strengthens consumer positions in AAA-related disputes. The state's mandatory underinsured motorist coverage requirements also mean more Ohio AAA policyholders potentially have standing to participate in related class actions.
Can Ohio residents still file individual claims against AAA outside of class actions?
Yes, Ohio residents retain the right to pursue individual claims under the Ohio Consumer Sales Practices Act and insurance bad faith statutes. However, participating in a class action settlement typically prevents pursuing individual litigation on the same claims covered by the settlement.
Tips for Ohio Residents Filing AAA Claims
Ohio residents should maintain detailed records of all AAA communications and claim denials, as the state's discovery rule extends filing deadlines when deceptive practices aren't immediately apparent. Contact the Ohio Department of Commerce's Division of Financial Institutions to file formal insurance complaints, which can strengthen your position in potential class actions. Review your AAA policy's underinsured motorist coverage limits and document any claim handling delays, as Ohio's good faith requirements create additional liability for insurers who unreasonably deny legitimate claims.
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