PHH Mortgage Corp. Class Action Settlements in California

PHH Mortgage Corp. class action settlements that covered California residents — and where each one now stands.

California residents have no confirmed open class action settlements involving PHH Mortgage Corp. right now. The PHH Mortgage Corp. settlement below has closed — the claim deadline has passed and no new claims can be filed. If you are looking for something you can still claim, our list of open settlements is checked against each administrator.

Class Action Buddy fills in official claim forms from your saved profile in under 60 seconds, then prints and posts the completed claim for you. There is nothing to file against PHH Mortgage Corp. at the moment — see what is open now.

About PHH Mortgage Corp. Class Actions in California

Before you read on: the PHH Mortgage Corp. settlement described below has closed. This section explains what it was about and who was covered, which is still worth knowing — but it cannot be claimed now. See settlements that are open today.

California residents affected by PHH Mortgage Corp. practices benefit from some of the nation's strongest consumer protection laws. The California Homeowner Bill of Rights provides additional safeguards against dual tracking and requires specific foreclosure notice procedures beyond federal requirements. PHH Corporation, headquartered in Mount Laurel, New Jersey, maintained significant California operations through its mortgage servicing division, handling loans for thousands of California homeowners before being acquired by Ocwen Financial in 2018. The company's California presence was substantial, particularly in high-cost housing markets like Los Angeles, San Francisco, and San Diego counties. California residents filing class action claims must be aware of the state's four-year statute of limitations for breach of contract claims and the California Consumer Legal Remedies Act, which allows for additional damages in mortgage servicing violations. The $1.5 million PHH Mortgage Corp. settlement regarding misleading default notices particularly impacts California borrowers who received confusing or inaccurate foreclosure communications. California's robust legal framework often results in higher settlement amounts and more comprehensive relief for affected consumers compared to other states.

How does the $1.5M PHH Mortgage Corp. misleading default notices settlement affect California homeowners?

California homeowners who received confusing or inaccurate default notices from PHH Mortgage Corp. may be eligible for compensation from this settlement. The settlement addresses cases where PHH allegedly sent misleading foreclosure notices that violated disclosure requirements. California's Homeowner Bill of Rights provides additional protections that may increase potential damages for affected borrowers.

What makes California different for PHH Mortgage Corp. class action claims compared to other states?

California's Consumer Legal Remedies Act and Homeowner Bill of Rights provide stronger protections than federal law alone. The state prohibits dual tracking during loan modifications and requires specific notice procedures that PHH may have violated. California also has a longer statute of limitations for contract claims, giving residents more time to join class actions.

Can California residents still file claims against PHH Mortgage Corp. after the Ocwen acquisition?

Yes, California residents can still pursue claims for PHH Mortgage Corp. actions that occurred before the 2018 Ocwen acquisition. Settlement funds and legal liability for pre-acquisition conduct typically remain available. However, the four-year statute of limitations under California law means claims must relate to relatively recent PHH servicing activities.

Tips for California Residents Filing PHH Mortgage Corp. Claims

California residents should gather all PHH Mortgage Corp. correspondence, especially default and foreclosure notices, to support their claims. Document any dual tracking violations where PHH pursued foreclosure while processing modification applications, as this violates California's Homeowner Bill of Rights. Keep records of payment histories and communication attempts. File claims promptly, as California's four-year statute of limitations applies to most mortgage servicing violations. Consider consulting attorneys familiar with California's Consumer Legal Remedies Act, which may provide additional damages beyond federal protections for mortgage servicing errors.

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