PHH Mortgage Corp. Class Action Settlements in Hawaii

All PHH Mortgage Corp. class action lawsuits and settlements available to Hawaii residents.

Hawaii residents have 1 active class action settlements involving PHH Mortgage Corp. that they can file claims for right now. Open settlements include $1.5M PHH Mortgage Corp. misleading default notices class action settlement.

Class Action Buddy automatically files PHH Mortgage Corp. claims for Hawaii residents in under 60 seconds — no paperwork, no mailing, no proof of purchasey/proof-of-purchase/" style="color:#5D82F2;text-decoration:none;font-weight:500;">proof of purchase needed for most settlements.

About PHH Mortgage Corp. Class Actions in Hawaii

PHH Mortgage Corp. has serviced thousands of mortgages for Hawaii homeowners, particularly following its acquisition of various loan portfolios from banks with Hawaiian operations. Hawaii's Unfair or Deceptive Acts or Practices statute (Hawaii Revised Statutes Chapter 480) provides additional consumer protections beyond federal mortgage servicing laws, allowing residents to pursue damages for deceptive mortgage practices. The state's Mortgage Rescue Fraud Prevention Act also creates specific remedies for homeowners facing foreclosure-related deception. Hawaii residents affected by the $1.5 million PHH Mortgage Corp. misleading default notices settlement could claim compensation for receiving inaccurate default information that may have caused unnecessary stress or financial harm. Hawaii's geographic isolation often means mortgage servicers like PHH handle loans originated by mainland lenders, creating complex servicing relationships. The state's high property values and tourism-dependent economy make accurate mortgage communications particularly crucial for homeowners. Hawaii residents filing class action claims typically face longer mail delivery times for required documentation, so electronic filing options become especially important. The state's consumer protection agency actively monitors mortgage servicer compliance and can assist residents understanding their rights under both state and federal law.

How much could Hawaii homeowners receive from the PHH Mortgage Corp. misleading default notices settlement?

The $1.5 million settlement provides compensation to borrowers who received inaccurate default notices from PHH Mortgage Corp. Individual payments depend on the total number of valid claims filed, but eligible Hawaii residents could receive between $25 and $500. Claims must be submitted with proper documentation of the misleading notices received.

Does Hawaii's mortgage servicing law provide additional protection beyond the PHH settlement?

Yes, Hawaii Revised Statutes Chapter 480 allows residents to pursue additional damages for unfair mortgage practices beyond federal settlements. Hawaii homeowners may also file complaints with the state Division of Financial Institutions if they believe PHH violated state-specific mortgage servicing requirements. These protections work alongside federal class action recoveries.

What documentation do Hawaii residents need for PHH Mortgage Corp. class action claims?

Hawaii residents typically need copies of misleading default notices, mortgage statements, and correspondence from PHH Mortgage Corp. Due to Hawaii's remote location, electronic submission is often preferred over mail delivery. Keep records of any Hawaii state agency complaints filed regarding PHH's servicing practices.

Tips for Hawaii Residents Filing PHH Mortgage Corp. Claims

Hawaii residents filing PHH Mortgage Corp. claims should utilize electronic submission methods when possible due to extended mail delivery times to the mainland. Keep copies of all mortgage correspondence from PHH, including default notices and payment statements. Contact Hawaii's Division of Financial Institutions if you believe PHH violated state mortgage servicing laws, as this creates additional documentation supporting your claim. Consider consulting with Hawaii-licensed attorneys familiar with both federal mortgage law and Hawaii Revised Statutes Chapter 480. Submit claims promptly since Hawaii's geographic isolation can create delays in receiving settlement notices. Document any financial harm caused by misleading notices, including credit impacts or unnecessary legal fees incurred due to PHH's inaccurate communications about your mortgage status.

More Hawaii Resources