PHH Mortgage Corp. Class Action Settlements in Massachusetts

PHH Mortgage Corp. class action settlements that covered Massachusetts residents — and where each one now stands.

Massachusetts residents have no confirmed open class action settlements involving PHH Mortgage Corp. right now. The PHH Mortgage Corp. settlement below has closed — the claim deadline has passed and no new claims can be filed. If you are looking for something you can still claim, our list of open settlements is checked against each administrator.

Class Action Buddy fills in official claim forms from your saved profile in under 60 seconds, then prints and posts the completed claim for you. There is nothing to file against PHH Mortgage Corp. at the moment — see what is open now.

About PHH Mortgage Corp. Class Actions in Massachusetts

Before you read on: the PHH Mortgage Corp. settlement described below has closed. This section explains what it was about and who was covered, which is still worth knowing — but it cannot be claimed now. See settlements that are open today.

Massachusetts residents dealing with PHH Mortgage Corp. settlements benefit from the state's robust consumer protection framework. The Massachusetts Consumer Protection Act (Chapter 93A) provides stronger remedies than federal laws, allowing for double or triple damages in certain mortgage servicing violations. PHH Mortgage, which operates as a loan servicer rather than originator, handles thousands of Massachusetts mortgages transferred from other lenders. The company maintains servicing operations that affect Bay State homeowners, particularly those with government-backed loans. Massachusetts residents filing class action claims must be aware of the state's six-year statute of limitations for contract claims, which can be longer than federal timeframes. The state's Attorney General has historically been aggressive in pursuing mortgage servicer violations, creating additional leverage for consumer claims. Massachusetts homeowners in the $1.5 million misleading default notices settlement should verify their loan servicing history, as PHH often services loans originated by other companies, making eligibility determination more complex than typical mortgage settlements.

How does Massachusetts law affect my PHH Mortgage Corp. class action claim?

Massachusetts Consumer Protection Act (Chapter 93A) provides additional protections beyond federal mortgage laws, potentially allowing for enhanced damages if PHH violated state consumer protection standards. The state's six-year statute of limitations for contract claims may also extend your eligibility window compared to federal timeframes.

Am I eligible for the $1.5M PHH misleading default notices settlement as a Massachusetts resident?

Eligibility depends on whether PHH serviced your mortgage and sent misleading default notices during the specified timeframe, regardless of your state. Massachusetts residents should check if PHH was their loan servicer, as many Bay State mortgages are serviced by companies different from the original lender.

What documentation do Massachusetts residents need for PHH Mortgage settlements?

You'll typically need mortgage statements showing PHH as your servicer, copies of any default notices received, and payment records. Massachusetts residents should also retain any correspondence with the state's Division of Banks if you filed complaints about PHH's servicing practices.

Tips for Massachusetts Residents Filing PHH Mortgage Corp. Claims

Massachusetts residents should gather all PHH correspondence, including default notices and payment records, before claim deadlines. Verify PHH was your actual loan servicer by checking monthly statements, as servicer transfers are common. Consider consulting with a Massachusetts consumer attorney familiar with Chapter 93A if you suspect additional violations beyond the class action scope. File complaints with the Massachusetts Division of Banks if you experienced ongoing servicing issues, as state regulatory action can strengthen individual claims. Keep detailed records of all communications and maintain copies of settlement notices, as Massachusetts courts may require specific documentation formats for claim verification purposes.

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