PHH Mortgage Corp. Class Action Settlements in Michigan
PHH Mortgage Corp. class action settlements that covered Michigan residents — and where each one now stands.
Last checked: August 11, 2026 · By Class Action Buddy
Michigan residents have no confirmed open class action settlements involving PHH Mortgage Corp. right now. The PHH Mortgage Corp. settlement below has closed — the claim deadline has passed and no new claims can be filed. If you are looking for something you can still claim, our list of open settlements is checked against each administrator.
Class Action Buddy fills in official claim forms from your saved profile in under 60 seconds, then prints and posts the completed claim for you. There is nothing to file against PHH Mortgage Corp. at the moment — see what is open now.
Closed PHH Mortgage Corp. Settlements for Michigan Residents (1)
This PHH Mortgage Corp. settlement is no longer accepting claims. It closed on the date shown and the deadline cannot be reopened. It is listed here because the settlement and its administrator are a matter of record and people still search for it. For settlements that are open today, see our list of open settlements.
$1.5M PHH Mortgage Corp. misleading default notices class action settlement
Up to VariesBorrowers who received default notices from PHH Mortgage (Dec 2022-Dec 2025) may get automatic compensation from this $1.5M settlement.
About PHH Mortgage Corp. Class Actions in Michigan
Before you read on: the PHH Mortgage Corp. settlement described below has closed. This section explains what it was about and who was covered, which is still worth knowing — but it cannot be claimed now. See settlements that are open today.
PHH Mortgage Corp. has served Michigan homeowners for decades, particularly gaining prominence after acquiring mortgage servicing portfolios from major banks. Michigan's Regulation of Collection Practices Act provides stronger consumer protections than many states, requiring debt collectors and mortgage servicers to provide clear, accurate information about debts and default procedures. The state's Consumer Protection Act also prohibits unfair and deceptive practices in mortgage servicing. PHH maintains a significant presence in Michigan through its loan servicing operations, handling mortgages for numerous homeowners across Detroit, Grand Rapids, and suburban communities. Michigan residents filing class action claims benefit from the state's six-year statute of limitations for breach of contract claims and three-year limit for consumer protection violations. The Michigan Attorney General's office actively monitors mortgage servicing practices and has participated in multistate investigations. Michigan courts generally favor class certification when mortgage servicers engage in systematic practices affecting large numbers of homeowners, making collective action an effective remedy for widespread servicing violations.
PHH Mortgage Corp. Settlements in Michigan: FAQs
What was the PHH Mortgage Corp. misleading default notices settlement about in Michigan?
The $1.5 million settlement resolved claims that PHH sent misleading default notices to borrowers, potentially violating Michigan's debt collection laws. Michigan homeowners who received these notices between specific dates may be eligible for compensation from the settlement fund.
How does Michigan's Regulation of Collection Practices Act protect homeowners from PHH's practices?
Michigan's law requires mortgage servicers like PHH to provide accurate debt information and follow specific procedures when collecting mortgage payments. Violations can result in actual damages plus up to $1,000 in statutory damages per violation.
Can Michigan residents still join PHH Mortgage class actions if they've moved out of state?
Yes, if you were a Michigan resident when the alleged violations occurred and your mortgage was serviced by PHH during the relevant time period. Your current residence typically doesn't disqualify you from participating in settlements related to past Michigan mortgage servicing issues.
Tips for Michigan Residents Filing PHH Mortgage Corp. Claims
Michigan residents should gather all PHH correspondence, including default notices and payment records, before filing claims. Keep detailed records of any financial harm caused by PHH's alleged misconduct, such as late fees or credit damage. Contact the Michigan Attorney General's Consumer Protection Division if you experience ongoing issues with PHH mortgage servicing. File claims promptly as settlement deadlines are typically firm, and Michigan's consumer protection laws provide additional remedies beyond federal regulations. Consider consulting attorneys familiar with Michigan mortgage servicing law for complex cases involving significant damages.
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