PHH Mortgage Corp. Class Action Settlements in Missouri
PHH Mortgage Corp. class action settlements that covered Missouri residents — and where each one now stands.
Last checked: August 11, 2026 · By Class Action Buddy
Missouri residents have no confirmed open class action settlements involving PHH Mortgage Corp. right now. The PHH Mortgage Corp. settlement below has closed — the claim deadline has passed and no new claims can be filed. If you are looking for something you can still claim, our list of open settlements is checked against each administrator.
Class Action Buddy fills in official claim forms from your saved profile in under 60 seconds, then prints and posts the completed claim for you. There is nothing to file against PHH Mortgage Corp. at the moment — see what is open now.
Closed PHH Mortgage Corp. Settlements for Missouri Residents (1)
This PHH Mortgage Corp. settlement is no longer accepting claims. It closed on the date shown and the deadline cannot be reopened. It is listed here because the settlement and its administrator are a matter of record and people still search for it. For settlements that are open today, see our list of open settlements.
$1.5M PHH Mortgage Corp. misleading default notices class action settlement
Up to VariesBorrowers who received default notices from PHH Mortgage (Dec 2022-Dec 2025) may get automatic compensation from this $1.5M settlement.
About PHH Mortgage Corp. Class Actions in Missouri
Before you read on: the PHH Mortgage Corp. settlement described below has closed. This section explains what it was about and who was covered, which is still worth knowing — but it cannot be claimed now. See settlements that are open today.
Missouri residents dealing with PHH Mortgage Corp. settlements benefit from the state's Merchandising Practices Act, which provides additional consumer protections beyond federal mortgage regulations. This law allows for treble damages and attorney fees in cases involving deceptive business practices, making Missouri particularly favorable for mortgage-related class actions. PHH Mortgage Corp. maintains a significant presence in Missouri, servicing thousands of home loans across the state's major metropolitan areas including Kansas City and St. Louis. The company has faced scrutiny for its loan servicing practices, particularly regarding default notices and payment processing. Missouri residents must file class action claims within the state's five-year statute of limitations for contract disputes. The state's consumer protection framework requires mortgage servicers to provide clear, accurate communications to borrowers. Missouri's regulatory environment, overseen by the Department of Commerce and Insurance, has historically been proactive in pursuing mortgage servicer violations. The $1.5 million PHH Mortgage Corp. settlement for misleading default notices specifically addresses practices that violated Missouri's consumer protection standards, providing relief for affected borrowers statewide.
PHH Mortgage Corp. Settlements in Missouri: FAQs
What was the PHH Mortgage Corp. settlement amount for misleading default notices affecting Missouri residents?
PHH Mortgage Corp. agreed to a $1.5 million class action settlement for sending misleading default notices to borrowers. This settlement specifically covers Missouri residents who received inaccurate or confusing default communications that violated state consumer protection laws.
How does Missouri's Merchandising Practices Act affect PHH Mortgage Corp. claims?
Missouri's Merchandising Practices Act provides stronger consumer protections than many other states for mortgage servicing violations. Under this law, PHH Mortgage Corp. borrowers in Missouri may be entitled to additional damages beyond the class action settlement amounts. The act specifically prohibits deceptive practices in consumer transactions, including mortgage servicing.
What documentation do Missouri residents need to file PHH Mortgage Corp. settlement claims?
Missouri residents typically need their loan account numbers, copies of any misleading default notices received from PHH Mortgage Corp., and proof of Missouri residency during the relevant time period. Payment records and correspondence with PHH Mortgage Corp. can strengthen claims under Missouri's consumer protection framework.
Tips for Missouri Residents Filing PHH Mortgage Corp. Claims
Missouri residents filing PHH Mortgage Corp. claims should gather all mortgage correspondence, particularly default notices, before claim deadlines expire. Document any financial hardship caused by misleading communications, as Missouri's Merchandising Practices Act may provide additional remedies. Contact the Missouri Attorney General's office to report ongoing issues, as state regulators actively monitor mortgage servicer compliance. Keep detailed records of all interactions with PHH Mortgage Corp., including phone calls and payment attempts. Missouri's five-year statute of limitations provides extended time to pursue claims compared to other states. Consider consulting Missouri-licensed attorneys familiar with the state's specific consumer protection laws for complex cases involving multiple violations.
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