PHH Mortgage Corp. Class Action Settlements in New Jersey
PHH Mortgage Corp. class action settlements that covered New Jersey residents — and where each one now stands.
Last checked: August 11, 2026 · By Class Action Buddy
New Jersey residents have no confirmed open class action settlements involving PHH Mortgage Corp. right now. The PHH Mortgage Corp. settlement below has closed — the claim deadline has passed and no new claims can be filed. If you are looking for something you can still claim, our list of open settlements is checked against each administrator.
Class Action Buddy fills in official claim forms from your saved profile in under 60 seconds, then prints and posts the completed claim for you. There is nothing to file against PHH Mortgage Corp. at the moment — see what is open now.
Closed PHH Mortgage Corp. Settlements for New Jersey Residents (1)
This PHH Mortgage Corp. settlement is no longer accepting claims. It closed on the date shown and the deadline cannot be reopened. It is listed here because the settlement and its administrator are a matter of record and people still search for it. For settlements that are open today, see our list of open settlements.
$1.5M PHH Mortgage Corp. misleading default notices class action settlement
Up to VariesBorrowers who received default notices from PHH Mortgage (Dec 2022-Dec 2025) may get automatic compensation from this $1.5M settlement.
About PHH Mortgage Corp. Class Actions in New Jersey
Before you read on: the PHH Mortgage Corp. settlement described below has closed. This section explains what it was about and who was covered, which is still worth knowing — but it cannot be claimed now. See settlements that are open today.
PHH Mortgage Corporation has faced significant legal challenges in New Jersey, where the company services thousands of residential mortgages. New Jersey's Consumer Fraud Act provides particularly strong protections for mortgage borrowers, allowing for treble damages and attorney fees in cases involving deceptive practices. The state's Truth-in-Consumer Contract, Warranty and Notice Act also requires clear, conspicuous disclosure of material terms in mortgage documents. PHH operates mortgage servicing operations that affect numerous New Jersey homeowners, particularly in densely populated counties like Bergen, Essex, and Middlesex. The company's $1.5 million settlement for misleading default notices specifically addressed claims that PHH sent confusing or inaccurate communications to borrowers facing foreclosure. New Jersey residents filing class action claims against mortgage servicers benefit from the state's six-year statute of limitations for fraud claims, longer than many other states. Additionally, New Jersey courts have historically been receptive to consumer protection cases, and the state's regulatory environment under the Department of Banking and Insurance provides additional oversight of mortgage servicing practices.
PHH Mortgage Corp. Settlements in New Jersey: FAQs
What was the PHH Mortgage Corp. $1.5 million settlement about for New Jersey residents?
The settlement addressed allegations that PHH sent misleading default notices to borrowers, potentially causing confusion about their rights and obligations during the foreclosure process. New Jersey residents who received these notices between specific dates were eligible for monetary compensation from the settlement fund.
How does New Jersey's Consumer Fraud Act protect residents in PHH Mortgage disputes?
New Jersey's Consumer Fraud Act allows mortgage borrowers to recover treble damages and attorney fees when they prove deceptive practices by mortgage servicers like PHH. This makes it financially viable for consumers to pursue claims and provides a strong deterrent against unfair business practices in mortgage servicing.
Are New Jersey PHH customers eligible for compensation if they missed the original settlement deadline?
Generally, class action settlement deadlines are firm, and missing the claims period means forfeiting compensation rights. However, New Jersey residents may still have individual legal claims under state consumer protection laws if they experienced similar harm outside the settlement class period.
Tips for New Jersey Residents Filing PHH Mortgage Corp. Claims
New Jersey residents should gather all PHH correspondence, particularly default notices and foreclosure-related documents, before filing claims. Keep detailed records of any financial harm caused by misleading communications, including legal fees or missed opportunities to cure defaults. Contact the New Jersey Department of Banking and Insurance if you suspect ongoing violations. File claims promptly when settlements are announced, as deadlines are typically strict. Consider consulting with attorneys familiar with New Jersey's Consumer Fraud Act if you believe you have claims beyond existing settlements. Document all communications with PHH customer service representatives, including dates, times, and representative names for potential future legal proceedings.
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