PHH Mortgage Corp. Class Action Settlements in South Carolina
PHH Mortgage Corp. class action settlements that covered South Carolina residents — and where each one now stands.
Last checked: August 11, 2026 · By Class Action Buddy
South Carolina residents have no confirmed open class action settlements involving PHH Mortgage Corp. right now. The PHH Mortgage Corp. settlement below has closed — the claim deadline has passed and no new claims can be filed. If you are looking for something you can still claim, our list of open settlements is checked against each administrator.
Class Action Buddy fills in official claim forms from your saved profile in under 60 seconds, then prints and posts the completed claim for you. There is nothing to file against PHH Mortgage Corp. at the moment — see what is open now.
Closed PHH Mortgage Corp. Settlements for South Carolina Residents (1)
This PHH Mortgage Corp. settlement is no longer accepting claims. It closed on the date shown and the deadline cannot be reopened. It is listed here because the settlement and its administrator are a matter of record and people still search for it. For settlements that are open today, see our list of open settlements.
$1.5M PHH Mortgage Corp. misleading default notices class action settlement
Up to VariesBorrowers who received default notices from PHH Mortgage (Dec 2022-Dec 2025) may get automatic compensation from this $1.5M settlement.
About PHH Mortgage Corp. Class Actions in South Carolina
Before you read on: the PHH Mortgage Corp. settlement described below has closed. This section explains what it was about and who was covered, which is still worth knowing — but it cannot be claimed now. See settlements that are open today.
PHH Mortgage Corp. has maintained a significant presence in South Carolina's mortgage servicing market, handling thousands of home loans across the state. South Carolina residents benefit from the South Carolina Consumer Protection Code, which provides additional remedies beyond federal mortgage regulations when lenders engage in unfair or deceptive practices. The state's High-Cost and Consumer Home Loans Act also offers specific protections for residential mortgage borrowers. PHH operates under licenses from the South Carolina Department of Consumer Affairs and must comply with state-specific disclosure requirements. For class action claims, South Carolina follows a three-year statute of limitations for most consumer protection violations, though mortgage-related claims may have different timeframes. The state's courts have jurisdiction over national mortgage servicers like PHH when South Carolina residents are affected. Residents filing claims should be aware that South Carolina law allows for actual damages plus attorney fees in successful consumer protection cases, potentially enhancing settlement values beyond what federal law alone provides.
PHH Mortgage Corp. Settlements in South Carolina: FAQs
How much was the PHH Mortgage Corp. settlement for South Carolina residents?
The PHH Mortgage Corp. misleading default notices class action settlement totaled $1.5 million nationwide, including compensation for eligible South Carolina borrowers. South Carolina residents who received allegedly misleading default notices from PHH between specific dates may be entitled to monetary compensation from this settlement fund.
What South Carolina laws protect residents from PHH Mortgage Corp. violations?
South Carolina's Consumer Protection Code and High-Cost and Consumer Home Loans Act provide state-level protections beyond federal mortgage laws. These laws allow South Carolina residents to seek additional remedies when mortgage servicers like PHH engage in unfair practices, including potential attorney fees and enhanced damages.
Do I need to live in South Carolina now to claim PHH settlement money?
Typically, class action settlements are based on where you lived when the alleged violations occurred, not your current address. If you were a South Carolina resident when you received misleading notices from PHH Mortgage Corp., you may still be eligible even if you've since moved to another state.
Tips for South Carolina Residents Filing PHH Mortgage Corp. Claims
South Carolina residents filing PHH Mortgage Corp. claims should gather all mortgage correspondence, payment records, and default notices received from PHH. Document any financial harm caused by misleading notices, including credit damage or foreclosure costs. File claims before deadlines, as South Carolina's three-year statute of limitations applies to most consumer protection violations. Keep copies of all submitted documentation. Consider consulting attorneys familiar with South Carolina mortgage law, as the state's Consumer Protection Code may provide additional remedies beyond federal settlements. Monitor the South Carolina Department of Consumer Affairs website for updates on mortgage servicer enforcement actions that could affect your claim.
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