PHH Mortgage Corp. Class Action Settlements in Virginia
PHH Mortgage Corp. class action settlements that covered Virginia residents — and where each one now stands.
Last checked: August 11, 2026 · By Class Action Buddy
Virginia residents have no confirmed open class action settlements involving PHH Mortgage Corp. right now. The PHH Mortgage Corp. settlement below has closed — the claim deadline has passed and no new claims can be filed. If you are looking for something you can still claim, our list of open settlements is checked against each administrator.
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Closed PHH Mortgage Corp. Settlements for Virginia Residents (1)
This PHH Mortgage Corp. settlement is no longer accepting claims. It closed on the date shown and the deadline cannot be reopened. It is listed here because the settlement and its administrator are a matter of record and people still search for it. For settlements that are open today, see our list of open settlements.
$1.5M PHH Mortgage Corp. misleading default notices class action settlement
Up to VariesBorrowers who received default notices from PHH Mortgage (Dec 2022-Dec 2025) may get automatic compensation from this $1.5M settlement.
About PHH Mortgage Corp. Class Actions in Virginia
Before you read on: the PHH Mortgage Corp. settlement described below has closed. This section explains what it was about and who was covered, which is still worth knowing — but it cannot be claimed now. See settlements that are open today.
PHH Mortgage Corp. has maintained a significant presence in Virginia, serving thousands of homeowners across the Commonwealth through loan servicing operations. Virginia residents benefit from the state's Consumer Protection Act, which provides additional remedies beyond federal mortgage regulations when lenders engage in deceptive practices. The Act allows consumers to recover damages and attorney fees in successful cases against mortgage servicers. Virginia's statute of limitations for consumer protection claims is typically two years, though this can vary based on the specific violation. The state also requires mortgage servicers to be licensed and comply with specific notice requirements. Virginia residents filing PHH-related claims should be aware that the state's circuit courts have jurisdiction over larger class action settlements, while general district courts handle smaller individual claims. The Virginia State Corporation Commission oversees mortgage servicer licensing and can provide additional resources for borrowers experiencing servicing issues. Documentation requirements in Virginia include maintaining records of all communications with mortgage servicers and any notices received regarding loan modifications or default proceedings.
PHH Mortgage Corp. Settlements in Virginia: FAQs
What was the PHH Mortgage Corp. settlement amount for misleading default notices in Virginia?
PHH Mortgage Corp. agreed to a $1.5 million class action settlement for sending misleading default notices to borrowers. Virginia residents who received these notices between the specified class period may be eligible for compensation from this settlement fund.
How does Virginia's Consumer Protection Act affect PHH mortgage settlement claims?
Virginia's Consumer Protection Act provides additional protections beyond federal law for mortgage borrowers facing deceptive practices. This means Virginia residents may have stronger legal grounds for claims against PHH Mortgage Corp. and could potentially recover attorney fees in addition to damages.
Where should Virginia residents file individual claims against PHH Mortgage Corp.?
Virginia residents can file individual claims against PHH Mortgage Corp. in Virginia's circuit courts for amounts over $4,500 or general district courts for smaller claims. The Virginia State Corporation Commission also handles complaints against licensed mortgage servicers like PHH.
Tips for Virginia Residents Filing PHH Mortgage Corp. Claims
Virginia residents filing PHH Mortgage Corp. claims should gather all mortgage-related documentation, including payment records and correspondence. Contact the Virginia State Corporation Commission to verify PHH's current licensing status and file regulatory complaints. Consider consulting with Virginia attorneys experienced in mortgage servicing violations, as the state's Consumer Protection Act may provide additional remedies. Keep detailed records of all interactions with PHH representatives. Monitor settlement notice deadlines carefully, as Virginia courts strictly enforce claim filing periods. Document any financial hardships caused by PHH's alleged misconduct to support damage calculations in potential settlements.
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