PHH Mortgage Corp. Class Action Settlements in Washington

PHH Mortgage Corp. class action settlements that covered Washington residents — and where each one now stands.

Washington residents have no confirmed open class action settlements involving PHH Mortgage Corp. right now. The PHH Mortgage Corp. settlement below has closed — the claim deadline has passed and no new claims can be filed. If you are looking for something you can still claim, our list of open settlements is checked against each administrator.

Class Action Buddy fills in official claim forms from your saved profile in under 60 seconds, then prints and posts the completed claim for you. There is nothing to file against PHH Mortgage Corp. at the moment — see what is open now.

About PHH Mortgage Corp. Class Actions in Washington

Before you read on: the PHH Mortgage Corp. settlement described below has closed. This section explains what it was about and who was covered, which is still worth knowing — but it cannot be claimed now. See settlements that are open today.

PHH Mortgage Corp., a major loan servicer acquired by Ocwen Financial Corporation in 2018, maintains a significant presence in Washington state, serving thousands of homeowners with mortgage servicing operations. Washington residents benefit from the state's Consumer Protection Act (CPA), which provides broader protections than federal law and allows for treble damages and attorney fees in successful claims against mortgage servicers who engage in unfair or deceptive practices. The state's Deed of Trust Act also requires specific procedures for foreclosure notifications that mortgage servicers must follow. Washington courts have been receptive to class action lawsuits against mortgage servicers, particularly regarding improper notice procedures and fee assessments. The $1.5 million PHH Mortgage Corp. settlement for misleading default notices demonstrates how Washington's consumer protection framework can hold servicers accountable. Washington residents filing class action claims against mortgage servicers should note that the state has a three-year statute of limitations for CPA violations, longer than many federal claims. Additionally, Washington's homeowner bill of rights provides additional protections during the foreclosure process that can strengthen class action positions.

What was the PHH Mortgage Corp. misleading default notices settlement about for Washington residents?

The $1.5 million settlement addressed PHH's practice of sending borrowers misleading notices about loan defaults and foreclosure timelines. Washington residents who received these improper notices between specific dates were eligible for compensation from the settlement fund.

How does Washington's Consumer Protection Act affect PHH Mortgage Corp. settlements?

Washington's CPA provides stronger protections than federal law, allowing residents to seek treble damages for unfair mortgage servicing practices. This means PHH settlement amounts in Washington cases can potentially be higher than in states with weaker consumer protection laws.

Do I need to live in Washington to file a claim against PHH Mortgage Corp. in Washington courts?

You typically need to have received mortgage services from PHH while residing in Washington or had a property located in Washington. Washington's long-arm jurisdiction allows state courts to hear cases involving out-of-state companies like PHH that conduct business within the state.

Tips for Washington Residents Filing PHH Mortgage Corp. Claims

Washington residents should gather all PHH Mortgage correspondence, especially default notices and fee statements, as these documents are crucial evidence in class action claims. File claims promptly since Washington's three-year statute of limitations for Consumer Protection Act violations is strictly enforced. Consider consulting attorneys experienced with Washington mortgage law, as the state's unique protections under the CPA and Deed of Trust Act can significantly strengthen claims. Keep detailed records of all communications with PHH, including phone calls and payment histories. Review your mortgage statements regularly for improper fees or charges that could indicate violations warranting class action participation.

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