PHH Mortgage Corp. Class Action Settlements in Washington

All PHH Mortgage Corp. class action lawsuits and settlements available to Washington residents.

Washington residents have 1 active class action settlements involving PHH Mortgage Corp. that they can file claims for right now. Open settlements include $1.5M PHH Mortgage Corp. misleading default notices class action settlement.

Class Action Buddy automatically files PHH Mortgage Corp. claims for Washington residents in under 60 seconds — no paperwork, no mailing, no proof of purchasey/proof-of-purchase/" style="color:#5D82F2;text-decoration:none;font-weight:500;">proof of purchase needed for most settlements.

About PHH Mortgage Corp. Class Actions in Washington

PHH Mortgage Corp., a major loan servicer acquired by Ocwen Financial Corporation in 2018, maintains a significant presence in Washington state, serving thousands of homeowners with mortgage servicing operations. Washington residents benefit from the state's Consumer Protection Act (CPA), which provides broader protections than federal law and allows for treble damages and attorney fees in successful claims against mortgage servicers who engage in unfair or deceptive practices. The state's Deed of Trust Act also requires specific procedures for foreclosure notifications that mortgage servicers must follow. Washington courts have been receptive to class action lawsuits against mortgage servicers, particularly regarding improper notice procedures and fee assessments. The $1.5 million PHH Mortgage Corp. settlement for misleading default notices demonstrates how Washington's consumer protection framework can hold servicers accountable. Washington residents filing class action claims against mortgage servicers should note that the state has a three-year statute of limitations for CPA violations, longer than many federal claims. Additionally, Washington's homeowner bill of rights provides additional protections during the foreclosure process that can strengthen class action positions.

What was the PHH Mortgage Corp. misleading default notices settlement about for Washington residents?

The $1.5 million settlement addressed PHH's practice of sending borrowers misleading notices about loan defaults and foreclosure timelines. Washington residents who received these improper notices between specific dates were eligible for compensation from the settlement fund.

How does Washington's Consumer Protection Act affect PHH Mortgage Corp. settlements?

Washington's CPA provides stronger protections than federal law, allowing residents to seek treble damages for unfair mortgage servicing practices. This means PHH settlement amounts in Washington cases can potentially be higher than in states with weaker consumer protection laws.

Do I need to live in Washington to file a claim against PHH Mortgage Corp. in Washington courts?

You typically need to have received mortgage services from PHH while residing in Washington or had a property located in Washington. Washington's long-arm jurisdiction allows state courts to hear cases involving out-of-state companies like PHH that conduct business within the state.

Tips for Washington Residents Filing PHH Mortgage Corp. Claims

Washington residents should gather all PHH Mortgage correspondence, especially default notices and fee statements, as these documents are crucial evidence in class action claims. File claims promptly since Washington's three-year statute of limitations for Consumer Protection Act violations is strictly enforced. Consider consulting attorneys experienced with Washington mortgage law, as the state's unique protections under the CPA and Deed of Trust Act can significantly strengthen claims. Keep detailed records of all communications with PHH, including phone calls and payment histories. Review your mortgage statements regularly for improper fees or charges that could indicate violations warranting class action participation.

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