PHH Mortgage Corp. Class Action Settlements in West Virginia
PHH Mortgage Corp. class action settlements that covered West Virginia residents — and where each one now stands.
Last checked: August 11, 2026 · By Class Action Buddy
West Virginia residents have no confirmed open class action settlements involving PHH Mortgage Corp. right now. The PHH Mortgage Corp. settlement below has closed — the claim deadline has passed and no new claims can be filed. If you are looking for something you can still claim, our list of open settlements is checked against each administrator.
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Closed PHH Mortgage Corp. Settlements for West Virginia Residents (1)
This PHH Mortgage Corp. settlement is no longer accepting claims. It closed on the date shown and the deadline cannot be reopened. It is listed here because the settlement and its administrator are a matter of record and people still search for it. For settlements that are open today, see our list of open settlements.
$1.5M PHH Mortgage Corp. misleading default notices class action settlement
Up to VariesBorrowers who received default notices from PHH Mortgage (Dec 2022-Dec 2025) may get automatic compensation from this $1.5M settlement.
About PHH Mortgage Corp. Class Actions in West Virginia
Before you read on: the PHH Mortgage Corp. settlement described below has closed. This section explains what it was about and who was covered, which is still worth knowing — but it cannot be claimed now. See settlements that are open today.
PHH Mortgage Corp. has faced significant legal challenges in West Virginia, particularly regarding their mortgage servicing practices. The company operates in West Virginia through its national mortgage servicing platform, handling loans originated by various lenders across the state. West Virginia's Consumer Credit and Protection Act provides additional protections beyond federal regulations, requiring mortgage servicers to provide clear and accurate communications to borrowers. The state's Attorney General has authority to investigate deceptive practices under the West Virginia Consumer Protection Act, which covers mortgage servicing violations. For West Virginia residents pursuing class action claims against PHH Mortgage Corp., the state follows federal class action procedures under Rule 23 of the Federal Rules of Civil Procedure when cases are filed in federal court. However, state court class actions may proceed under West Virginia Rules of Civil Procedure. The $1.5 million settlement regarding misleading default notices particularly impacts West Virginia borrowers who received confusing or inaccurate foreclosure-related communications. West Virginia residents should preserve all mortgage correspondence and default notices as potential evidence for class action participation.
PHH Mortgage Corp. Settlements in West Virginia: FAQs
What was the PHH Mortgage Corp. settlement amount for misleading default notices affecting West Virginia residents?
PHH Mortgage Corp. agreed to a $1.5 million class action settlement to resolve claims about misleading default notices sent to borrowers. This settlement covers borrowers nationwide, including eligible West Virginia residents who received these problematic communications between specific dates outlined in the settlement agreement.
Does West Virginia law provide additional protections against mortgage servicing violations by PHH Mortgage Corp.?
Yes, West Virginia's Consumer Credit and Protection Act and Consumer Protection Act provide state-level protections beyond federal mortgage servicing rules. These laws allow the state Attorney General to pursue enforcement actions against mortgage servicers like PHH Mortgage Corp. for deceptive practices affecting West Virginia borrowers.
How can West Virginia residents determine if they're eligible for PHH Mortgage Corp. class action settlements?
West Virginia residents should review their mortgage servicing history with PHH Mortgage Corp., particularly any default notices or foreclosure communications received. Eligibility typically depends on specific time periods and types of communications covered in each settlement, such as the misleading default notices addressed in the $1.5 million settlement.
Tips for West Virginia Residents Filing PHH Mortgage Corp. Claims
West Virginia residents filing PHH Mortgage Corp. claims should gather all mortgage documents, payment records, and correspondence from PHH Mortgage Corp., especially default or foreclosure notices. Contact information changes should be documented, as servicers often claim notices were properly delivered. West Virginia's Consumer Protection Act may provide additional remedies beyond class action settlements, so consider consulting local attorneys familiar with state mortgage law. Check settlement websites regularly for deadline updates, as class action claim periods are strictly enforced. West Virginia residents can also file complaints with the state Attorney General's office and the Consumer Financial Protection Bureau to document patterns of problematic servicing practices by PHH Mortgage Corp.
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