PHH Mortgage Corp. Class Action Settlements in Wisconsin
PHH Mortgage Corp. class action settlements that covered Wisconsin residents — and where each one now stands.
Last checked: August 11, 2026 · By Class Action Buddy
Wisconsin residents have no confirmed open class action settlements involving PHH Mortgage Corp. right now. The PHH Mortgage Corp. settlement below has closed — the claim deadline has passed and no new claims can be filed. If you are looking for something you can still claim, our list of open settlements is checked against each administrator.
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Closed PHH Mortgage Corp. Settlements for Wisconsin Residents (1)
This PHH Mortgage Corp. settlement is no longer accepting claims. It closed on the date shown and the deadline cannot be reopened. It is listed here because the settlement and its administrator are a matter of record and people still search for it. For settlements that are open today, see our list of open settlements.
$1.5M PHH Mortgage Corp. misleading default notices class action settlement
Up to VariesBorrowers who received default notices from PHH Mortgage (Dec 2022-Dec 2025) may get automatic compensation from this $1.5M settlement.
About PHH Mortgage Corp. Class Actions in Wisconsin
Before you read on: the PHH Mortgage Corp. settlement described below has closed. This section explains what it was about and who was covered, which is still worth knowing — but it cannot be claimed now. See settlements that are open today.
PHH Mortgage Corporation has faced significant legal challenges in Wisconsin, where the company services thousands of residential mortgages. Wisconsin's Consumer Act provides robust protections for borrowers, including strict requirements for default notice accuracy and foreclosure procedures that exceed federal minimums. The state's 120-day redemption period and mandatory mediation programs create additional safeguards for homeowners facing foreclosure. PHH operates primarily as a mortgage servicer in Wisconsin rather than maintaining physical branch locations, handling loan payments, escrow accounts, and foreclosure processes for loans originated by other lenders. Wisconsin residents have specific advantages when filing class action claims, including the state's consumer-friendly court system and attorney fee shifting provisions under Wisconsin Statute 895.047. The $1.5 million PHH settlement for misleading default notices particularly impacts Wisconsin borrowers who received confusing or legally insufficient foreclosure communications. Wisconsin's Department of Financial Institutions actively monitors mortgage servicer compliance, creating additional leverage for consumer claims against companies like PHH that fail to meet state notification standards.
PHH Mortgage Corp. Settlements in Wisconsin: FAQs
What was the PHH Mortgage Corp. misleading default notices settlement about for Wisconsin homeowners?
The $1.5 million settlement resolved claims that PHH sent confusing or legally deficient default notices to borrowers facing foreclosure. Wisconsin homeowners who received these misleading notices between specific dates were eligible for compensation payments from the settlement fund.
How does Wisconsin's Consumer Act protect residents from PHH Mortgage Corp. violations?
Wisconsin's Consumer Act requires mortgage servicers like PHH to provide clear, accurate foreclosure notices with specific language and timing requirements. Violations can result in actual damages plus attorney fees, making it easier for Wisconsin residents to pursue claims against non-compliant servicers.
Can Wisconsin residents still file individual claims against PHH Mortgage Corp. outside of class actions?
Yes, Wisconsin residents retain the right to file individual lawsuits against PHH for mortgage servicing violations not covered by existing settlements. Wisconsin's two-year statute of limitations for consumer protection claims and fee-shifting provisions make individual actions viable for significant violations.
Tips for Wisconsin Residents Filing PHH Mortgage Corp. Claims
Wisconsin residents filing PHH Mortgage Corp. claims should gather all mortgage correspondence, payment records, and foreclosure documents before deadlines expire. Contact the Wisconsin Department of Financial Institutions if you suspect ongoing servicing violations beyond settled claims. Wisconsin's Consumer Act allows attorney fee recovery, making legal representation more accessible for valid claims. Document any communication with PHH representatives and preserve voicemails or emails. Consider consulting Wisconsin consumer protection attorneys who understand state-specific mortgage servicing requirements that exceed federal standards, particularly regarding notice timing and redemption rights.
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