Progressive Insurance Class Action Settlements in Illinois
All Progressive Insurance class action lawsuits and settlements available to Illinois residents.
Last updated: April 28, 2026 · By Class Action Buddy
Illinois residents have 0 active class action settlements involving Progressive Insurance that they can file claims for right now. In addition, Progressive Insurance has 2 past settlements that have been resolved.
Combined maximum payouts across all Progressive Insurance settlements total $5,000. Class Action Buddy automatically files Progressive Insurance claims for Illinois residents in under 60 seconds — no paperwork, no mailing, no proof of purchasey/proof-of-purchase/" style="color:#5D82F2;text-decoration:none;font-weight:500;">proof of purchase needed for most settlements.
Past Progressive Insurance Settlements (2)
These Progressive Insurance settlements have closed but Illinois residents may have qualified at the time.
$1.76M Progressive stacked UM/UIM coverage class action settlement
Up to VariesProgressive agreed to pay $1.76M for allegedly charging unfair premiums on stacked UM/UIM coverage for single vehicles. Check if you qualify.
$3.25M Progressive data breach class action settlement
Up to $5,000Progressive data breach settlement offers up to $3.25M to affected customers. Check if you qualify and file your claim with Class Action Buddy.
About Progressive Insurance Class Actions in Illinois
Progressive Insurance maintains a substantial presence in Illinois, serving hundreds of thousands of policyholders across the state. The company operates multiple offices in Chicago, Springfield, and other major Illinois cities, making it one of the top auto insurers in the state by market share. Illinois residents benefit from specific consumer protection laws under the Illinois Insurance Code, which requires clear disclosure of underinsured and uninsured motorist coverage options - directly relevant to Progressive's $1.76 million stacked UM/UIM settlement that affected policyholders who weren't properly informed about coverage stacking benefits. Illinois follows federal class action procedures under Rule 23, but the state's Consumer Fraud and Deceptive Business Practices Act provides additional protections for insurance customers. The Illinois Department of Insurance actively monitors settlement distributions and requires insurers to maintain detailed records of claim payments. For the $3.25 million Progressive data breach settlement, Illinois residents had specific notification requirements under the state's Personal Information Protection Act. Class action participants in Illinois typically receive settlement notices via mail and have extended deadlines compared to other states due to the state's emphasis on consumer notification rights.
Progressive Insurance Settlements in Illinois: FAQs
How did Progressive's stacked UM/UIM settlement specifically affect Illinois policyholders?
The $1.76 million settlement addressed Progressive's failure to properly explain stacked uninsured/underinsured motorist coverage to Illinois customers between 2017-2019. Illinois law requires insurers to clearly disclose coverage stacking options, which allow policyholders to combine coverage limits across multiple vehicles for greater protection.
What compensation did Illinois residents receive from Progressive's data breach settlement?
Illinois residents affected by Progressive's 2020-2021 data breach were eligible for up to $75 from the $3.25 million settlement fund. The breach exposed personal information including Social Security numbers and driver's license data of approximately 2.7 million customers nationwide.
Does Illinois have special requirements for insurance class action settlements?
Yes, Illinois requires insurance companies to provide settlement notices in both English and Spanish when settlements affect significant Hispanic populations. The Illinois Department of Insurance also mandates 60-day claim periods versus the typical 30 days in other states, giving residents more time to file claims.
Tips for Illinois Residents Filing Progressive Insurance Claims
Illinois residents filing Progressive claims should document all communications with detailed timestamps and reference numbers. Keep copies of your original insurance policy documents, especially UM/UIM coverage elections, as Illinois courts prioritize written policy language. Submit claims through certified mail to create proof of delivery, and contact the Illinois Department of Insurance if Progressive delays responses beyond 30 days. Illinois law allows additional penalties for unreasonable claim delays. Monitor local news and the state insurance department website for new settlement announcements, as Progressive has faced multiple regulatory actions in Illinois requiring consumer notifications.
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