$1.76M Progressive stacked UM/UIM coverage class action settlement

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Max Payout

TBD

Filing Deadline

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Progressive Insurance has agreed to pay $1.76 million to settle a class action lawsuit over stacked uninsured/underinsured motorist (UM/UIM) coverage. The lawsuit claimed that Progressive charged unfair premiums when customers purchased stacked UM/UIM coverage for single vehicle policies. Stacked UM/UIM coverage is supposed to allow you to combine coverage limits from multiple vehicles, but the lawsuit argued that Progressive improperly charged for this coverage on policies with only one vehicle. If you purchased stacked UM/UIM coverage from Progressive for a single vehicle policy, you may be entitled to compensation from this settlement.

Who Is Eligible?

You may be eligible to file a claim if you:

You purchased stacked UM/UIM coverage from Progressive Insurance
Your policy covered only a single vehicle
You were charged premiums for the stacked coverage during the relevant time period
Details about specific dates and policy types are pending

How Much Can You Get?

The total settlement fund is $1.76 million, which will be distributed among eligible class members. Individual payout amounts will depend on factors such as how much you paid in premiums for the stacked UM/UIM coverage and how many people file valid claims. Specific payout details are still being determined.

How to File Your Claim

Filing your claim is quick and easy:

Gather your Progressive insurance policy documents showing stacked UM/UIM coverage
Collect records of premium payments for the coverage
Wait for official settlement notice and claim forms to be released
Download the Class Action Buddy app to get notified when the claim period opens and file your claim easily

Frequently Asked Questions

What is stacked UM/UIM coverage?

Stacked uninsured/underinsured motorist coverage allows you to combine the coverage limits from multiple vehicles on your policy for greater protection. However, this typically only applies when you have multiple vehicles insured.

How do I know if I had stacked UM/UIM coverage?

Check your Progressive insurance policy documents or declarations page. It should clearly state if you purchased stacked UM/UIM coverage and show the premiums charged for this coverage.

When will I receive my settlement payment?

Settlement payments will be distributed after the court gives final approval and all claims are processed. This typically takes several months after the claim deadline.

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