$1.76M Progressive stacked UM/UIM coverage class action settlement

This settlement is closed. The claim deadline has passed and new claims are no longer being accepted. This page is kept for reference — see settlements that are still open →

By the Class Action Buddy Editorial Team · Last reviewed April 22, 2026

Varies
Max Payout
Jan 12, 2026
Filing Deadline
Yes
Proof Required?
Progressive Insurance has agreed to pay $1.76 million to settle a class action lawsuit over stacked uninsured/underinsured motorist (UM/UIM) coverage. The lawsuit claimed that Progressive charged unfair premiums when customers purchased stacked UM/UIM coverage for single vehicle policies. Stacked UM/UIM coverage is supposed to allow you to combine coverage limits from multiple vehicles, but the lawsuit argued that Progressive improperly charged for this coverage on policies with only one vehicle. If you purchased stacked UM/UIM coverage from Progressive for a single vehicle policy, you may be entitled to compensation from this settlement.
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Who Was Eligible?

Who the settlement covered:

  • You purchased stacked UM/UIM coverage from Progressive Insurance
  • Your policy covered only a single vehicle
  • You were charged premiums for the stacked coverage during the relevant time period
  • Details about specific dates and policy types are pending

How Much Did It Pay?

The total settlement fund is $1.76 million, which will be distributed among eligible class members. Individual payout amounts will depend on factors such as how much you paid in premiums for the stacked UM/UIM coverage and how many people file valid claims. Specific payout details are still being determined.

How this claim was filed

This settlement is closed, so the steps below are kept for reference only — they no longer lead anywhere you can file.

  • Gather your Progressive insurance policy documents showing stacked UM/UIM coverage
  • Collect records of premium payments for the coverage
  • Wait for official settlement notice and claim forms to be released

Looking for something you can still claim?

This one has closed, but the open settlements list is kept current, and Class Action Buddy will tell you when a new one matches your profile.

Frequently Asked Questions

What is the deadline to file a claim for the $1.76M Progressive stacked UM/UIM coverage class action settlement?

The deadline to file a claim was Jan 12, 2026, and it has passed. Claims are no longer accepted for this settlement.

Did I need documentation for the $1.76M Progressive stacked UM/UIM coverage class action settlement?

Yes — this settlement required supporting documentation, and the official claim form set out what counted.

What is stacked UM/UIM coverage?

Stacked uninsured/underinsured motorist coverage allows you to combine the coverage limits from multiple vehicles on your policy for greater protection. However, this typically only applies when you have multiple vehicles insured.

How do I know if I had stacked UM/UIM coverage?

Check your Progressive insurance policy documents or declarations page. It should clearly state if you purchased stacked UM/UIM coverage and show the premiums charged for this coverage.

When will I receive my settlement payment?

Settlement payments will be distributed after the court gives final approval and all claims are processed. This typically takes several months after the claim deadline.

Primary source: official settlement administrator — nmuimsettlement.com. The settlement details on this page were checked against the administrator’s official website.

Class Action Buddy is an independent directory and is not affiliated with, endorsed by, or sponsored by the settlement administrator or the court. This page is general information, not legal advice. See how we verify settlements.

This settlement has closed

The filing deadline for this one has passed, so no new claims are being accepted. Class Action Buddy tracks the settlements that are still open and tells you when a new one matches your profile.

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