Progressive Insurance Class Action Settlements in Indiana
All Progressive Insurance class action lawsuits and settlements available to Indiana residents.
Last updated: April 28, 2026 · By Class Action Buddy
Indiana residents have 0 active class action settlements involving Progressive Insurance that they can file claims for right now. In addition, Progressive Insurance has 2 past settlements that have been resolved.
Combined maximum payouts across all Progressive Insurance settlements total $5,000. Class Action Buddy automatically files Progressive Insurance claims for Indiana residents in under 60 seconds — no paperwork, no mailing, no proof of purchasey/proof-of-purchase/" style="color:#5D82F2;text-decoration:none;font-weight:500;">proof of purchase needed for most settlements.
Past Progressive Insurance Settlements (2)
These Progressive Insurance settlements have closed but Indiana residents may have qualified at the time.
$1.76M Progressive stacked UM/UIM coverage class action settlement
Up to VariesProgressive agreed to pay $1.76M for allegedly charging unfair premiums on stacked UM/UIM coverage for single vehicles. Check if you qualify.
$3.25M Progressive data breach class action settlement
Up to $5,000Progressive data breach settlement offers up to $3.25M to affected customers. Check if you qualify and file your claim with Class Action Buddy.
About Progressive Insurance Class Actions in Indiana
Progressive Insurance maintains a substantial presence in Indiana, serving hundreds of thousands of policyholders across the state. The company operates multiple claims centers and agent offices throughout Indiana, making it one of the top auto insurers in the market. Indiana's Department of Insurance enforces specific regulations regarding uninsured and underinsured motorist coverage, which became central to Progressive's $1.76 million stacked UM/UIM settlement. Under Indiana Code 27-7-5, insurers must offer UM/UIM coverage equal to liability limits unless rejected in writing. Indiana residents also benefit from the state's relatively straightforward class action procedures under Indiana Rules of Trial Procedure. The state's consumer protection framework includes the Indiana Deceptive Consumer Sales Act, which provides additional remedies for insurance-related disputes. Indiana's three-year statute of limitations for breach of contract claims applies to most insurance disputes, though data breach claims may have different timelines as seen in Progressive's $3.25 million data breach settlement.
Progressive Insurance Settlements in Indiana: FAQs
What was Progressive's stacked UM/UIM settlement about in Indiana?
Progressive paid $1.76 million to settle claims that it improperly calculated uninsured/underinsured motorist coverage when customers had multiple vehicles. Under Indiana law, customers can 'stack' UM/UIM coverage across multiple policies, but Progressive allegedly failed to properly apply this coverage method.
How does Indiana's UM/UIM law affect Progressive policyholders?
Indiana Code 27-7-5 requires insurers like Progressive to offer UM/UIM coverage equal to liability limits unless specifically rejected in writing. This law helped Indiana residents in the class action settlement when Progressive allegedly miscalculated stacked coverage benefits.
Are Indiana residents eligible for Progressive's data breach settlement?
Yes, the $3.25 million Progressive data breach settlement covers customers nationwide, including Indiana residents whose personal information was compromised. Indiana residents can file claims if they experienced identity theft or spent time protecting their information after the breach.
Tips for Indiana Residents Filing Progressive Insurance Claims
Indiana residents filing Progressive claims should document all communications and keep detailed records of policy terms, especially regarding UM/UIM coverage calculations. Contact the Indiana Department of Insurance if Progressive denies valid claims or misrepresents coverage benefits. Review your policy declarations page to verify proper stacked coverage if you have multiple vehicles. File any breach-related claims promptly, as settlement deadlines are strictly enforced. Consider consulting with Indiana attorneys familiar with insurance bad faith laws if Progressive unreasonably delays or denies legitimate claims under your policy terms.
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