Progressive Insurance Class Action Settlements in Kentucky
All Progressive Insurance class action lawsuits and settlements available to Kentucky residents.
Last updated: April 28, 2026 · By Class Action Buddy
Kentucky residents have 0 active class action settlements involving Progressive Insurance that they can file claims for right now. In addition, Progressive Insurance has 2 past settlements that have been resolved.
Combined maximum payouts across all Progressive Insurance settlements total $5,000. Class Action Buddy automatically files Progressive Insurance claims for Kentucky residents in under 60 seconds — no paperwork, no mailing, no proof of purchasey/proof-of-purchase/" style="color:#5D82F2;text-decoration:none;font-weight:500;">proof of purchase needed for most settlements.
Past Progressive Insurance Settlements (2)
These Progressive Insurance settlements have closed but Kentucky residents may have qualified at the time.
$1.76M Progressive stacked UM/UIM coverage class action settlement
Up to VariesProgressive agreed to pay $1.76M for allegedly charging unfair premiums on stacked UM/UIM coverage for single vehicles. Check if you qualify.
$3.25M Progressive data breach class action settlement
Up to $5,000Progressive data breach settlement offers up to $3.25M to affected customers. Check if you qualify and file your claim with Class Action Buddy.
About Progressive Insurance Class Actions in Kentucky
Progressive Insurance maintains a significant presence in Kentucky, serving hundreds of thousands of policyholders across the state. The company operates through independent agents and direct sales channels, with major customer service operations supporting Kentucky residents. Kentucky's consumer protection framework includes specific regulations under KRS Chapter 304, which governs insurance practices and requires insurers to handle claims in good faith. The state's Attorney General office actively monitors insurance company practices and has authority to investigate consumer complaints. Kentucky residents have participated in two major Progressive class action settlements: a $1.76 million settlement regarding stacked uninsured/underinsured motorist coverage disputes and a $3.25 million data breach settlement. Kentucky law allows residents to join multi-state class actions when they meet eligibility criteria. The state's statute of limitations for insurance-related claims is typically five years, though class action participation may have different deadlines. Kentucky courts have jurisdiction over insurance disputes involving state residents, and the Kentucky Department of Insurance provides oversight of settlement distributions. Residents should verify their eligibility for any active settlements through official settlement websites or legal counsel.
Progressive Insurance Settlements in Kentucky: FAQs
How do I know if I'm eligible for Progressive's Kentucky class action settlements?
For the $1.76M stacked UM/UIM settlement, you must have been a Kentucky Progressive policyholder who was denied proper stacked coverage benefits. For the $3.25M data breach settlement, eligibility typically requires proof that your personal information was compromised during the specified breach period.
Does Kentucky law provide extra protection against Progressive's insurance practices?
Kentucky follows the Unfair Claims Settlement Practices Act under KRS 304.12-230, which prohibits insurers from misrepresenting policy benefits or failing to settle claims promptly. The state also requires insurers to offer uninsured motorist coverage equal to liability limits unless rejected in writing.
Can Kentucky residents still file individual lawsuits against Progressive after joining a class action?
Generally, participating in a class action settlement prevents you from pursuing individual claims related to the same issues covered by the settlement. However, you can typically opt-out of class actions to preserve your right to file separate litigation, though deadlines for opting out are strictly enforced.
Tips for Kentucky Residents Filing Progressive Insurance Claims
Kentucky residents filing Progressive claims should maintain detailed documentation of all communications and policy materials. Contact the Kentucky Department of Insurance at 502-564-3630 if Progressive delays or denies legitimate claims. Review your policy's uninsured motorist coverage options, as Kentucky law requires insurers to offer stacked coverage. Keep records of any data breach notifications from Progressive, as these may indicate eligibility for compensation. File complaints with Kentucky's Attorney General consumer protection division for suspected bad faith practices. Always verify settlement eligibility through official court-approved websites rather than third-party solicitations to avoid scams targeting class action participants.
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