Progressive Insurance Class Action Settlements in South Dakota
All Progressive Insurance class action lawsuits and settlements available to South Dakota residents.
Last updated: April 28, 2026 · By Class Action Buddy
South Dakota residents have 0 active class action settlements involving Progressive Insurance that they can file claims for right now. In addition, Progressive Insurance has 2 past settlements that have been resolved.
Combined maximum payouts across all Progressive Insurance settlements total $5,000. Class Action Buddy automatically files Progressive Insurance claims for South Dakota residents in under 60 seconds — no paperwork, no mailing, no proof of purchasey/proof-of-purchase/" style="color:#5D82F2;text-decoration:none;font-weight:500;">proof of purchase needed for most settlements.
Past Progressive Insurance Settlements (2)
These Progressive Insurance settlements have closed but South Dakota residents may have qualified at the time.
$1.76M Progressive stacked UM/UIM coverage class action settlement
Up to VariesProgressive agreed to pay $1.76M for allegedly charging unfair premiums on stacked UM/UIM coverage for single vehicles. Check if you qualify.
$3.25M Progressive data breach class action settlement
Up to $5,000Progressive data breach settlement offers up to $3.25M to affected customers. Check if you qualify and file your claim with Class Action Buddy.
About Progressive Insurance Class Actions in South Dakota
Progressive Insurance maintains a significant presence in South Dakota through independent agents and direct sales channels, serving thousands of policyholders across the state. South Dakota operates under comparative negligence laws that allow injured parties to recover damages even if partially at fault, which impacts how insurance claims are processed. The state's Division of Insurance regulates auto insurance requirements, including mandatory liability coverage minimums of $25,000 per person and $50,000 per accident for bodily injury. South Dakota residents have participated in major Progressive settlements, including a $1.76 million class action regarding stacked uninsured/underinsured motorist coverage and a $3.25 million data breach settlement. Class action participation in South Dakota follows federal court procedures, with residents typically receiving notice by mail or email if eligible. The state's relatively small population means fewer class members compared to larger states, but South Dakota courts have jurisdiction over insurance disputes involving state residents. Filing deadlines are strictly enforced, and residents should respond promptly to any settlement notices to preserve their rights to compensation.
Progressive Insurance Settlements in South Dakota: FAQs
What Progressive Insurance settlements have affected South Dakota residents?
South Dakota residents were eligible for two major Progressive settlements: a $1.76 million class action over stacked uninsured/underinsured motorist coverage disputes and a $3.25 million data breach settlement. Both settlements provided compensation to qualifying policyholders who met specific criteria outlined in the court agreements.
How does South Dakota's comparative negligence law affect Progressive claims?
South Dakota follows a modified comparative negligence rule, meaning you can recover damages from Progressive even if you're partially at fault for an accident, as long as you're less than 50% responsible. This law can impact settlement amounts and coverage disputes in underinsured motorist claims.
Are there special requirements for filing insurance complaints against Progressive in South Dakota?
South Dakota residents must first file complaints with the state Division of Insurance before pursuing legal action against Progressive. The division provides free mediation services and can investigate unfair claim practices under South Dakota insurance regulations.
Tips for South Dakota Residents Filing Progressive Insurance Claims
South Dakota residents filing Progressive Insurance claims should document everything thoroughly, including photos, police reports, and medical records. Contact the South Dakota Division of Insurance if Progressive delays or denies legitimate claims, as state regulators can intervene. Keep detailed records of all communications with Progressive adjusters and representatives. Understand your policy's uninsured motorist coverage limits, especially given recent settlements involving stacked coverage disputes. File claims promptly within policy deadlines, as South Dakota courts strictly enforce contractual time limits. Consider consulting local attorneys familiar with South Dakota insurance law if disputes arise over coverage interpretation or settlement offers.
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