Progressive Insurance Class Action Settlements in Tennessee
All Progressive Insurance class action lawsuits and settlements available to Tennessee residents.
Last updated: April 28, 2026 · By Class Action Buddy
Tennessee residents have 0 active class action settlements involving Progressive Insurance that they can file claims for right now. In addition, Progressive Insurance has 2 past settlements that have been resolved.
Combined maximum payouts across all Progressive Insurance settlements total $5,000. Class Action Buddy automatically files Progressive Insurance claims for Tennessee residents in under 60 seconds — no paperwork, no mailing, no proof of purchasey/proof-of-purchase/" style="color:#5D82F2;text-decoration:none;font-weight:500;">proof of purchase needed for most settlements.
Past Progressive Insurance Settlements (2)
These Progressive Insurance settlements have closed but Tennessee residents may have qualified at the time.
$1.76M Progressive stacked UM/UIM coverage class action settlement
Up to VariesProgressive agreed to pay $1.76M for allegedly charging unfair premiums on stacked UM/UIM coverage for single vehicles. Check if you qualify.
$3.25M Progressive data breach class action settlement
Up to $5,000Progressive data breach settlement offers up to $3.25M to affected customers. Check if you qualify and file your claim with Class Action Buddy.
About Progressive Insurance Class Actions in Tennessee
Progressive Insurance maintains a significant presence in Tennessee, serving hundreds of thousands of policyholders through licensed agents and direct sales channels. The company operates under Tennessee's strict insurance regulatory framework, overseen by the Tennessee Department of Commerce and Insurance, which enforces consumer protection statutes including the Tennessee Consumer Protection Act. Tennessee residents have benefited from two major Progressive class action settlements: a $1.76 million settlement involving stacked uninsured/underinsured motorist coverage disputes and a $3.25 million data breach settlement affecting customer personal information. Tennessee's insurance laws require clear disclosure of coverage options, particularly regarding UM/UIM stacking provisions that allow policyholders to combine coverage limits across multiple vehicles. The state's statute of limitations for insurance bad faith claims is typically three years, while data breach notification requirements mandate prompt consumer alerts. Tennessee residents filing class action claims must establish state residency during the relevant claim period and provide documentation of their Progressive policy status. The state's consumer protection framework provides additional remedies beyond standard insurance regulations, including potential treble damages for deceptive practices.
Progressive Insurance Settlements in Tennessee: FAQs
What was the $1.76 million Progressive settlement about in Tennessee?
This settlement addressed Progressive's failure to properly inform Tennessee policyholders about their right to stack uninsured/underinsured motorist coverage across multiple vehicles. Tennessee law allows UM/UIM stacking, which can significantly increase coverage limits, but Progressive allegedly didn't adequately explain this option to customers.
How does Tennessee's insurance regulation affect Progressive policyholders?
Tennessee requires insurers like Progressive to provide clear, written explanations of all coverage options, especially UM/UIM benefits. The Tennessee Department of Commerce and Insurance actively monitors compliance and can impose penalties for violations. Progressive must also comply with Tennessee's prompt payment statutes for claim processing.
Can Tennessee residents still file claims related to Progressive's data breach?
The $3.25 million data breach settlement may have specific filing deadlines that have passed. Tennessee residents affected by Progressive data breaches should check current settlement websites or contact attorneys handling these cases. Tennessee's data breach laws provide additional consumer protections beyond federal requirements.
Tips for Tennessee Residents Filing Progressive Insurance Claims
Tennessee Progressive policyholders should maintain detailed records of all communications and policy documents, especially regarding UM/UIM coverage explanations. File complaints with the Tennessee Department of Commerce and Insurance for unresolved disputes before pursuing legal action. Keep documentation of any data breach notifications received from Progressive. Review your policy annually to ensure proper UM/UIM stacking elections, as Tennessee law provides significant protection when properly utilized. Contact qualified Tennessee attorneys experienced in insurance bad faith cases, as the state's consumer protection laws may provide additional remedies beyond standard insurance claims. Monitor settlement websites for new Progressive class actions.
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