$2.2M Equifax credit reporting class action settlement
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Who Is Eligible?
You may be eligible to file a claim if you:
- You had a credit report generated by Equifax during the relevant time period covered by the settlement
- Your Equifax credit report contained the same collection account listed more than once (duplicate entries)
- You are a U.S. consumer who was subject to Equifax's credit reporting practices described in the lawsuit
- You received a notice from the settlement administrator informing you that you may be a class member
- You did not previously opt out of or release claims related to this matter
How Much Can You Get?
The total settlement fund is $2.2 million, which will be divided among eligible class members after attorneys' fees, administrative costs, and any other court-approved deductions. The exact amount each person will receive has not been publicly specified, and individual payouts will likely depend on the total number of valid claims submitted — the more people who file, the smaller each share may be. Because specific per-person payout amounts are not yet available, we recommend checking back for updates as the settlement progresses. In FCRA settlements like this one, payments can range from a modest amount to a more significant sum depending on how many class members come forward. Filing your claim as early as possible is always a good idea.How to File Your Claim
Filing your claim is quick and easy:
- Confirm you qualify by reviewing the eligibility criteria above — specifically, check whether your Equifax credit report showed duplicate collection accounts
- Gather any documentation you may have, such as copies of your Equifax credit report showing the duplicate entries, though proof requirements have not been fully confirmed
- Visit the official settlement website (check the notice you received or the settlement administrator's site for the correct URL) to access the claim form
- Complete the claim form with your personal information and any details about how the duplicate reporting affected you
- Submit your claim before the official deadline — check your settlement notice or the settlement website for the exact date
- Download the Class Action Buddy app to track this claim, get deadline reminders, and discover other settlements you may qualify for
💡 Easier way: File with Class Action Buddy
Skip the paperwork. Our app auto-fills your claim form with your saved profile and submits it electronically in under 2 minutes.
Download for iPhone Download for AndroidFrequently Asked Questions
How do I file a claim for the $2.2M Equifax credit reporting class action settlement?
You have two options: (1) Use the free Class Action Buddy mobile app — set up your profile once and the app auto-fills the PDF claim form, captures your signature, and submits the claim by mail on your behalf. (2) File directly with the settlement administrator using the official claim form linked on this page.
What is the Equifax duplicate credit reporting class action settlement about?
This settlement resolves claims that Equifax violated the Fair Credit Reporting Act by listing the same collection account more than once on consumers' credit reports. Duplicate entries can unfairly lower a person's credit score, and the law requires credit bureaus to report accurate, non-duplicative information.
How do I know if I have duplicate collection accounts on my Equifax credit report?
You can check your Equifax credit report for free at AnnualCreditReport.com. Look through the collections section to see if the same debt appears more than once — sometimes from the same creditor or debt collector, or listed under slightly different names. If you received a notice about this settlement, that's a strong indicator you were identified as a potential class member.
How much money will I get from the Equifax credit reporting settlement?
The total settlement fund is $2.2 million, but individual payout amounts have not been announced. Your share will depend on the number of valid claims filed and any court-approved deductions for fees and costs. Once more details are available, we'll update this page with estimated per-person amounts.
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