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$2.5M TransUnion FCRA class action settlement

$40
Max Payout
Dec 15, 2025
Filing Deadline
No
Proof Required?
TransUnion, one of the major credit reporting agencies, has agreed to pay $2.5 million to settle a class action lawsuit alleging violations of the Fair Credit Reporting Act (FCRA). The lawsuit claims TransUnion failed to properly delete consumer information from its databases when required to do so. If you've had issues with TransUnion not removing information from your credit report despite requesting deletion, you may be eligible for compensation from this settlement. The FCRA requires credit reporting agencies to investigate disputes and remove inaccurate or unverifiable information within a reasonable timeframe.
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Who Is Eligible?

You may be eligible to file a claim if you:

  • You requested TransUnion delete information from your credit report
  • TransUnion failed to delete the information as required by the FCRA
  • You were harmed by TransUnion's failure to remove the information
  • The specific time period and other eligibility requirements are still being determined

How Much Can You Get?

The total settlement fund is $2.5 million, which will be divided among eligible class members. The exact amount each person will receive depends on how many people file valid claims and the extent of their damages. Individual payouts have not been announced yet, as the settlement details are still being finalized.

How to File Your Claim

Filing your claim is quick and easy:

  • Wait for the official settlement notice with complete filing instructions
  • Gather documentation showing you requested deletion from TransUnion
  • Keep records of any harm caused by the unreported information
  • Download the Class Action Buddy app to get notified when the claim form becomes available
  • File your claim through Class Action Buddy for the easiest experience

💡 Easier way: File with Class Action Buddy

Skip the paperwork. Our app auto-fills your claim form with your saved profile and submits it electronically in under 2 minutes.

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Frequently Asked Questions

What is the deadline to file a claim for the $2.5M TransUnion FCRA class action settlement?

The current deadline to file a claim is Dec 15, 2025. Note: claims sent by mail must be postmarked by this date, and Class Action Buddy ships claim forms with a 7-day mailing buffer to ensure on-time delivery.

How much can I receive from the $2.5M TransUnion FCRA class action settlement?

The maximum payout per eligible claimant is up to $40. Actual payments may be lower depending on the total number of valid claims filed and the available settlement fund.

Do I need proof of purchase for the $2.5M TransUnion FCRA class action settlement?

No — this is a no-proof-required settlement. You can file a claim based solely on your sworn declaration without receipts, photos, or product packaging.

How do I file a claim for the $2.5M TransUnion FCRA class action settlement?

You have two options: (1) Use the free Class Action Buddy mobile app — set up your profile once and the app auto-fills the PDF claim form, captures your signature, and submits the claim by mail on your behalf. (2) File directly with the settlement administrator using the official claim form linked on this page.

What is the TransUnion FCRA settlement about?

TransUnion agreed to pay $2.5 million to settle claims that it violated the Fair Credit Reporting Act by failing to delete consumer information from credit reports when required to do so.

How much money can I get from the TransUnion settlement?

The individual payout amounts haven't been determined yet. The $2.5 million will be divided among eligible class members based on the number of valid claims filed.

When is the deadline to file a TransUnion FCRA claim?

The filing deadline has not been announced yet. Settlement details are still being finalized, so stay tuned for official notices with complete information.

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