$300K First Federal Bank of Kansas City Settlement Ends Overdraft Fee Class Action Lawsuit
Who Is Eligible?
You may be eligible to file a claim if you:
- You held a checking or deposit account with First Federal Bank of Kansas City
- You were charged one or more overdraft fees on debit card transactions during the relevant period covered by the settlement
- You believe those overdraft fees were improperly assessed based on the bank's overdraft policies
- You are a current or former customer who received notice of this settlement, or whose account records show qualifying overdraft charges
How Much Can You Get?
The total settlement fund is $300,000, which will be divided among all eligible class members who file valid claims. The exact amount each person receives will depend on how many people submit claims and, potentially, how much in overdraft fees each individual was charged. Specific per-person payout amounts have not been publicly detailed, but customers who were charged multiple overdraft fees may receive a larger share of the fund. Keep in mind that settlement administration costs and attorneys' fees will be deducted from the $300,000 before the remaining funds are distributed to claimants. Filing your claim is the only way to receive your portion — if you don't file, you won't receive any payment.How to File Your Claim
Filing your claim is quick and easy:
- Confirm you had an account with First Federal Bank of Kansas City and were charged overdraft fees on debit card transactions
- Gather any account records, bank statements, or notices you may have received about this settlement
- Visit the official settlement website (check your mailed or emailed notice for the correct URL) to access the claim form
- Fill out the claim form completely and accurately, providing your account information and any required documentation
- Submit your claim before the deadline — check your settlement notice for the exact date
- Download the Class Action Buddy app to track your claim status, get deadline reminders, and discover other settlements you may qualify for
💡 Easier way: File with Class Action Buddy
Skip the paperwork. Our app auto-fills your claim form with your saved profile and submits it electronically in under 2 minutes.
Download for iPhone Download for AndroidFrequently Asked Questions
How do I file a claim for the $300K First Federal Bank of Kansas City Settlement Ends Overdraft Fee Class Action Lawsuit?
You have two options: (1) Use the free Class Action Buddy mobile app — set up your profile once and the app auto-fills the PDF claim form, captures your signature, and submits the claim by mail on your behalf. (2) File directly with the settlement administrator using the official claim form linked on this page.
What is the First Federal Bank of Kansas City overdraft fee settlement?
First Federal Bank of Kansas City agreed to pay $300,000 to settle a class action lawsuit that alleged the bank improperly charged overdraft fees on debit card transactions. Eligible customers who were affected by these fees may be able to file a claim for a cash payment.
Do I need proof of overdraft fees to file a claim?
It's unclear at this time whether documentation is required. The bank likely has account records on file, so you may not need to submit proof yourself — but it's a good idea to gather any bank statements or notices you have, just in case. Check the official claim form for specific requirements.
How much money will I get from the First Federal Bank of Kansas City settlement?
The total settlement is $300,000, split among all valid claimants. Your individual payout will depend on how many people file claims and possibly how much you were charged in overdraft fees. Exact per-person amounts haven't been announced yet.
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