$495K Country Bank Overdraft Fee Settlement — Automatic No Proof Required

$495K Country Bank Overdraft Fee Settlement — Automatic

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Max Payout
TBD
Filing Deadline
No
Proof Required?
Country Bank for Savings has agreed to pay $495,000 to resolve a class action lawsuit alleging that the bank improperly charged customers excessive overdraft and non-sufficient funds (NSF) fees. Specifically, the lawsuit focused on two types of fees: retry NSF fees (where the bank charges a fee each time a payment is resubmitted after initially failing) and account-balance overdraft fees charged between March 2019 and December 2025. The good news? If you're eligible, you don't have to do anything to get paid. This is an automatic settlement, meaning Country Bank will identify qualifying customers and distribute payments without requiring you to submit a claim form. There's no deadline to worry about and no paperwork to fill out. If you were a Country Bank for Savings customer who was charged these types of fees during the covered period, you may be in line for a payment. Keep reading to find out if you qualify and what to expect.

Who Is Eligible?

You may be eligible to file a claim if you:

  • You had an account with Country Bank for Savings at any point between March 2019 and December 2025
  • You were charged one or more retry NSF (non-sufficient funds) fees — meaning you were charged a fee more than once for the same failed transaction being resubmitted
  • You were charged account-balance overdraft fees during the covered period
  • You are a current or former Country Bank for Savings customer in the United States

How Much Can You Get?

The total settlement fund is $495,000, which will be divided among all eligible class members. Because this is an automatic settlement, Country Bank for Savings will calculate individual payouts based on the fees each customer was charged during the March 2019–December 2025 period. The more overdraft or retry NSF fees you were charged, the larger your share of the settlement is likely to be. Specific individual payout amounts have not been publicly disclosed, so your exact payment will depend on how many eligible customers share in the fund and how much you were charged. Payments will be distributed automatically — no action required on your part.

How to File Your Claim

Filing your claim is quick and easy:

  • Check whether you had a Country Bank for Savings account between March 2019 and December 2025
  • Review your old bank statements to see if you were charged overdraft or NSF fees during that period (this helps you know what to expect, even though no claim form is required)
  • Make sure your contact and mailing information is up to date with Country Bank for Savings so your payment reaches you
  • Wait for Country Bank to automatically identify eligible customers and distribute payments — no claim form or deadline applies
  • Download the Class Action Buddy app to track this settlement, get notified of any updates, and discover other settlements you may qualify for

💡 Easier way: File with Class Action Buddy

Skip the paperwork. Our app auto-fills your claim form with your saved profile and submits it electronically in under 2 minutes.

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Frequently Asked Questions

Do I need proof of purchase for the $495K Country Bank Overdraft Fee Settlement — Automatic?

No — this is a no-proof-required settlement. You can file a claim based solely on your sworn declaration without receipts, photos, or product packaging.

How do I file a claim for the $495K Country Bank Overdraft Fee Settlement — Automatic?

You have two options: (1) Use the free Class Action Buddy mobile app — set up your profile once and the app auto-fills the PDF claim form, captures your signature, and submits the claim by mail on your behalf. (2) File directly with the settlement administrator using the official claim form linked on this page.

Do I need to file a claim for the Country Bank overdraft fee settlement?

No — this settlement is fully automatic. Country Bank for Savings will identify eligible customers on their own and send payments without requiring you to submit a claim form or take any action.

What is a retry NSF fee and why was Country Bank sued over them?

A retry NSF (non-sufficient funds) fee is charged when a payment fails due to insufficient funds and the merchant or bank resubmits the transaction. The lawsuit alleged that Country Bank charged a new NSF fee each time the same transaction was retried, which critics argue is an unfair double (or triple) charge for a single transaction.

How much will I get from the Country Bank settlement?

Individual payout amounts haven't been specified publicly. Your payment will be calculated based on how much you were charged in covered fees between March 2019 and December 2025, divided proportionally among all eligible customers from the $495,000 fund.

Ready to File Your Claim?

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