CoreLogic Credco FCRA $5.695M class action settlement
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Proof Required?
CoreLogic Credco has agreed to pay $5.695 million to settle a class action lawsuit over Fair Credit Reporting Act (FCRA) violations. The company allegedly listed living consumers as deceased on their credit reports, which can cause serious problems when trying to get loans, credit cards, or other financial services.
If you were incorrectly marked as deceased on a credit report provided by CoreLogic Credco, you may be entitled to compensation from this settlement. The error can happen due to data mix-ups or processing mistakes, but it can have real consequences for your financial life.
Who Is Eligible?
You may be eligible to file a claim if you:
- You were listed as deceased on a credit report provided by CoreLogic Credco when you were actually alive
- The incorrect deceased status appeared on your credit report during the class period (specific dates to be determined)
- You suffered harm or inconvenience as a result of being marked as deceased
- You are a U.S. resident
How Much Can You Get?
The total settlement fund is $5.695 million, which will be distributed among eligible class members after legal fees and administrative costs are deducted. The exact amount each person receives will depend on how many people file valid claims and the extent of harm they experienced.
Payments may vary based on factors like how long you were incorrectly listed as deceased and what financial problems this caused you, such as denied credit applications or difficulty accessing financial services.
How to File Your Claim
Filing your claim is quick and easy:
- Check if you have documentation showing you were incorrectly listed as deceased on a CoreLogic Credco credit report
- Gather any records of problems this caused, such as denied credit applications or correspondence with creditors
- Wait for the official claim form to become available (settlement is still in early stages)
- Complete and submit your claim form by the deadline once it's announced
- Download Class Action Buddy to stay updated on this settlement and easily file your claim when the form is ready
Frequently Asked Questions
How do I know if CoreLogic Credco listed me as deceased?
You might have found out when applying for credit and being denied, or when checking your credit report directly. You may have received notices from creditors about account closures due to death records. If you experienced unexplained credit issues, it's worth investigating whether you were incorrectly listed as deceased.
What problems can being listed as deceased cause?
Being incorrectly marked as deceased can cause credit accounts to be closed, loan applications to be denied, difficulty getting new credit cards, problems with existing financial services, and issues with employment background checks that include credit reviews.
When will I receive my settlement payment?
The settlement is still in early stages, so payment timing is not yet determined. You'll need to wait for court approval, the claims process to open, and for all valid claims to be processed. This typically takes several months to over a year from the initial settlement announcement.
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