Equifax $2.2M Credit File Error Class Action Settlement
Not sure if this settlement applies to you?
Take our 60-second eligibility quiz to find every settlement you qualify for — including this one.
Who Is Eligible?
You may be eligible to file a claim if you:
- You are a U.S. consumer who had an Equifax credit report during the relevant settlement period
- Your Equifax credit file contained one or more errors, such as duplicate accounts or inaccurately reported account information
- You may have been harmed by inaccurate credit reporting in violation of the Fair Credit Reporting Act (FCRA)
- You received a notice from the settlement administrator about this case, or you identified errors on your Equifax credit report during the covered time period
- Specific eligibility dates and criteria are pending — check back for updates as more details become available
How Much Can You Get?
The total settlement fund is $2.2 million, which will be distributed among eligible class members. Individual payout amounts will depend on the number of valid claims filed and the specific harm each claimant experienced due to credit file errors. As with most class action settlements, the more people who file valid claims, the smaller each individual share may be — so it's worth filing as soon as the claim form is available. Specific per-person payout amounts have not yet been confirmed. Some class members who experienced more significant harm from the credit reporting errors may be eligible for higher compensation. Full payout details are expected to be released when the settlement receives final court approval.How to File Your Claim
Filing your claim is quick and easy:
- Confirm you qualify by reviewing the eligibility criteria above — if you had errors on your Equifax credit report, you may be covered
- Gather any documentation you may have related to errors on your Equifax credit report, such as old credit reports, dispute correspondence, or denial letters (proof requirements to be confirmed)
- Wait for the official claim form to be published — the deadline and form URL are not yet available but will be updated here
- When the form is live, complete it with your personal information and details about the credit file errors you experienced
- Download the Class Action Buddy app to get notified the moment this claim opens, track your submission, and discover other settlements you may qualify for
💡 Easier way: File with Class Action Buddy
Skip the paperwork. Our app auto-fills your claim form with your saved profile and submits it electronically in under 2 minutes.
Download for iPhone Download for AndroidFrequently Asked Questions
How do I file a claim for the Equifax $2.2M Credit File Error Class Action Settlement?
You have two options: (1) Use the free Class Action Buddy mobile app — set up your profile once and the app auto-fills the PDF claim form, captures your signature, and submits the claim by mail on your behalf. (2) File directly with the settlement administrator using the official claim form linked on this page.
What is the Equifax credit file error class action settlement about?
This settlement resolves allegations that Equifax violated the Fair Credit Reporting Act (FCRA) by maintaining inaccurate information in consumer credit files — such as duplicate accounts or other reporting errors. Equifax agreed to pay $2.2 million to resolve these claims without admitting wrongdoing.
How do I know if I have an error on my Equifax credit report?
You can check your Equifax credit report for free at AnnualCreditReport.com. Look for duplicate accounts, accounts you don't recognize, incorrect balances, or accounts that should have been removed. If you spotted errors during the settlement's covered time period, you may qualify for compensation.
Do I need proof to file a claim in the Equifax credit file settlement?
Proof requirements have not yet been officially confirmed for this settlement. It's a good idea to gather any documentation you have — such as copies of your credit report showing errors or dispute letters you sent to Equifax — just in case. Class Action Buddy will update this page when official requirements are announced.
Ready to File Your Claim?
We're adding new settlements regularly. Download the app to get notified when this one is available.
Download Class Action Buddy →Get Notified About New Settlements
We find new class action settlements every week. Get alerts so you never miss free money.
No spam. Unsubscribe anytime. We respect your privacy.