New $167.5 Million Visa and Mastercard ATM Fees Settlement: Who Qualifies and When to File a Claim (2026)

New $167.5 Million Visa and Mastercard ATM Fees Settlement: Who Qualifies and When to File a Claim (2026)

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Visa and Mastercard have agreed to pay $167.5 million to settle a class action lawsuit over ATM fees charged at nonbank ATMs. The Burke v. Visa settlement alleges that the payment card companies' policies led to excessive fees when customers used ATMs that weren't operated by their own banks. This proposed settlement could provide compensation to millions of people who paid these ATM fees in California, Illinois, Massachusetts, and Michigan. While the settlement still needs court approval, it represents one of the largest ATM fee settlements in recent years.

Who Is Eligible?

You may be eligible to file a claim if you:

  • You used a Visa or Mastercard debit card at a nonbank ATM in California, Illinois, Massachusetts, or Michigan
  • You were charged ATM fees for these transactions during the applicable time period (specific dates pending)
  • You are a resident of California, Illinois, Massachusetts, or Michigan
  • Additional eligibility details will be available when the settlement receives preliminary court approval

How Much Can You Get?

The total settlement amount is $167.5 million, with Visa contributing $88.775 million and Mastercard paying $78.725 million. Individual payout amounts will depend on factors like how often you used nonbank ATMs and how much you paid in fees. The exact payment calculation method and estimated per-person amounts are still being finalized as part of the settlement approval process. Digital payment options may be available to make receiving your settlement funds more convenient.

How to File Your Claim

Filing your claim is quick and easy:

  • Wait for preliminary court approval, which is expected in 2026
  • Look for official settlement notices that will be sent to eligible class members
  • Gather any records of ATM fees you paid at nonbank ATMs in the qualifying states
  • Complete and submit the claim form when it becomes available
  • Download Class Action Buddy to track this settlement and get notified when the claim period opens

💡 Easier way: File with Class Action Buddy

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Frequently Asked Questions

When can I file a claim for the Visa Mastercard ATM settlement?

Claim forms are not yet available. The settlement needs preliminary court approval first, which is expected sometime in 2026. Once approved, there will be a claim filing period announced.

What states are included in the ATM fees settlement?

The settlement includes statewide classes for California, Illinois, Massachusetts, and Michigan residents who paid nonbank ATM fees using Visa or Mastercard debit cards.

How much money will I get from the ATM settlement?

Individual payout amounts haven't been determined yet. The total settlement is $167.5 million, and your share will depend on factors like how frequently you used nonbank ATMs and the fees you paid.

Ready to File Your Claim?

We're adding new settlements regularly. Download the app to get notified when this one is available.

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