No Proof Required
South Central Bank $2.8M Overdraft Fee Settlement
By the Class Action Buddy Editorial Team · Last reviewed August 23, 2026
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Who Was Eligible?
Who the settlement covered:
- You are or were a customer of South Central Bank
- You were charged one or more overdraft fees on your account during the covered period
- Your account was a checking or similar deposit account subject to overdraft fees
- You did not previously opt out of the settlement or release your claims against South Central Bank
How Much Did It Pay?
The total settlement fund is $2.8 million, which will be divided among eligible class members who submit valid claims. The exact amount each person receives will depend on how many customers file claims and the specific overdraft fees charged to your account — typically, those who paid more in overdraft fees will receive a larger payout. Specific individual payout amounts have not yet been confirmed publicly. However, in similar bank overdraft fee settlements, customers have received anywhere from a few dollars to several hundred dollars depending on their fee history.How this claim was filed
This settlement is closed, so the steps below are kept for reference only — they no longer lead anywhere you can file.
- Look for a class notice mailed or emailed to you by South Central Bank or the settlement administrator — this will include your unique claim ID and instructions
- Visit the official settlement website listed in your class notice to access the claim form
- Fill out the claim form with your personal information and account details
- Provide any requested documentation related to your overdraft fees, such as bank statements, if required
- Submit your completed claim form before the filing deadline listed in your notice
Looking for something you can still claim?
This one has closed, but the open settlements list is kept current, and Class Action Buddy will tell you when a new one matches your profile.
Frequently Asked Questions
Did I need proof of purchase for the South Central Bank $2.8M Overdraft Fee Settlement?
No proof of purchase was required — claims could be made on a sworn statement, without receipts, photos, or product packaging.
What is the South Central Bank overdraft fee settlement about?
This $2.8 million class action settlement involves allegations that South Central Bank improperly charged customers overdraft fees. The lawsuit claims these fees were assessed in an unfair or misleading manner. South Central Bank has agreed to settle the claims without admitting wrongdoing.
How do I know if I qualify for the South Central Bank settlement?
You likely qualify if you were a South Central Bank customer who was charged overdraft fees during the covered period. Eligible customers are typically notified by mail or email. If you received a class notice, that's a strong sign you are included in the settlement class.
How much money will I get from the South Central Bank settlement?
Individual payouts haven't been officially confirmed yet, but the total fund is $2.8 million. Your share will depend on how many people file claims and how much you paid in overdraft fees. Customers who were charged more fees may receive a larger payment.
Primary source: the official settlement administrator’s website named in the court-approved class notice. We track this settlement from public settlement-notice sources; a single official administrator claim URL was not on file, so confirm the details on the official settlement website before you file.
Class Action Buddy is an independent directory and is not affiliated with, endorsed by, or sponsored by the settlement administrator or the court. This page is general information, not legal advice. See how we verify settlements.
This settlement has closed
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