No Proof Required
South Central Bank Overdraft Settlement 2026 — $2.8M Auto Payment
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Who Is Eligible?
You may be eligible to file a claim if you:
- You were a South Central Bank customer between 2009 and 2025
- You were charged APSN (Automated Payment Settlement Network) fees during this period
- You were charged Retry NSF (Non-Sufficient Funds) fees during this period
- Your account records show these specific fee types in the bank's system
How Much Can You Get?
The total settlement fund is $2.8 million, which will be automatically distributed among eligible customers. Since South Central Bank will determine payments based on their internal records, individual payout amounts will vary depending on how many APSN and Retry NSF fees you were charged during the 2009-2025 period. The bank has not disclosed specific per-customer payment amounts, as these will be calculated based on each person's fee history and the total number of eligible class members.How this claim was filed
This settlement is closed, so the steps below are kept for reference only — they no longer lead anywhere you can file.
- No action is required if you're eligible - this is an automatic payment settlement
- South Central Bank will review their records to identify qualifying customers
- Eligible customers will receive automatic payments based on fees charged
- Monitor your account or mailing address for settlement communications
- Download Class Action Buddy to track this and other settlements you may be eligible for
Looking for something you can still claim?
This one has closed, but the open settlements list is kept current, and Class Action Buddy will tell you when a new one matches your profile.
Frequently Asked Questions
What is the deadline to file a claim for the South Central Bank Overdraft Settlement 2026 — $2.8M Auto Payment?
The deadline to file a claim was Jun 17, 2026, and it has passed. Claims are no longer accepted for this settlement.
Do I need proof of purchase for the South Central Bank Overdraft Settlement 2026 — $2.8M Auto Payment?
No proof of purchase is required — you can typically file based on a sworn statement, without receipts, photos, or product packaging. Note: some settlements still require a Claimant ID or PIN from a mailed notice; if this one does, it will be shown on the official claim form.
How do I file a claim for the South Central Bank Overdraft Settlement 2026 — $2.8M Auto Payment?
You have two options: (1) Use the free Class Action Buddy mobile app — set up your profile once and the app fills in the official PDF claim form and captures your signature, then your signed claim is printed and posted to the administrator. (2) File directly with the settlement administrator using the official claim form linked on this page.
Do I need to file a claim for the South Central Bank overdraft settlement?
No, this is an automatic payment settlement. South Central Bank will identify eligible customers from their records and distribute payments automatically. No claim form is required.
What are APSN and Retry NSF fees?
APSN (Automated Payment Settlement Network) fees and Retry NSF (Non-Sufficient Funds) fees are types of overdraft charges that South Central Bank allegedly charged customers improperly between 2009 and 2025.
How will I know if I receive a settlement payment?
South Central Bank will contact eligible customers through their last known address or account information. Keep your contact information updated with the bank and watch for settlement communications.
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