State Farm Louisiana Total Loss Fees Settlement

Who Is Eligible?

You may be eligible to file a claim if you:

• You were a Louisiana policyholder or insured under an applicable State Farm entity. Residence elsewhere does not work, and neither does a policy with a different insurer.
• You submitted a covered first-party private passenger auto physical damage claim. First-party means your own policy, not a claim made against State Farm as the other driver's insurer. Private passenger means an ordinary car rather than a commercial vehicle.
• That claim was made between 17 May 2022 and 21 May 2026, and it resulted in State Farm paying out on a total loss.
• And the payment State Farm made did not include Purchasing Fees. That term covers sales tax, title fees including transfer handling, notary fees, registration, license plate transfer and tag fees. If your total loss payout already covered all of those, there is nothing outstanding for the settlement to pay.
• State Farm's own records drive this. It mailed notices to the people its records identify as class members, and emailed those it holds addresses for. Not receiving one does not automatically exclude you, but it does mean you should call the administrator before assuming you qualify.
• Two similar settlements circulate at the moment and neither is this one. The USAA Marchek total loss settlement and the Star Casualty total loss settlement involve different insurers, different courts and different money. Your insurer at the time of the total loss decides which, if any, applies to you.

How Much Can You Get?

$28.39, flat.

That is the whole answer. Every valid claim gets the same figure, because the settlement is not dividing a pot among however many people turn up. It is State Farm paying a fixed sum per class member in satisfaction of the Purchasing Fees it allegedly left out.

Nobody should pretend this is life-changing. It is the sort of amount that goes unclaimed precisely because people assume the effort outweighs it, and the effort here is signing a pre-filled form. Twenty-eight dollars for two minutes is a fair trade even if it will not clear anyone's deductible.

Two details make the number more solid than it looks. Class Counsel's fees, capped at $205,000, and the $5,000 service award to the class representative are paid separately by State Farm. They do not come out of what class members receive, which is not always how these deals are built. And because the amount is fixed rather than pro rata, a heavy response rate cannot dilute it.

What the money buys, legally, is the end of your claim against State Farm for Purchasing Fees. That release binds you whether or not you file. Since the right is gone either way, there is no version of this where declining to claim leaves you better off.

How to File Your Claim

File with the administrator:

• Check the post first. If State Farm's records put you in the class you were mailed a notice containing a claim form already filled in with your details. Sign it, tear along the perforation and post it back. That is the entire process.
• No notice? You have three ways in. Use the Contact Us page at louisianafeessettlement.com to ask Kroll to send you a form, filled in or blank. File straight from the website using the Make A Claim button. Or call the administrator on 833-319-9292.
• Filing online asks for a Claimant ID Number, which appears on both the mailed notice and the email version. Do not let a missing ID stop you, because your last name with either your policy number or your claim number works just as well.
• Mind the two cut-offs, which are not the same. A posted claim form must be postmarked by 19 October 2026. An online claim has to be in by 11:59 p.m. Central on that date.
• Watch for fakes. Genuine settlement emails come from louisianafeessettlement@e.emailksa.com. Anything else asking for your bank details in the name of this settlement deserves a call to 833-319-9292 before you touch it.
• On timing, be patient. The final approval hearing was set for 17 September 2026 before the Middle District of Louisiana, and the administrator's site still says the court has yet to decide. Payment follows approval, not your claim date, so filing early does not speed it up. It just means you are on the list.

Frequently Asked Questions