Is There a Class Action Lawsuit Against Bank of America in 2026?
Updated August 11, 2026 · By Class Action Buddy
Short answer: yes — but the one that produced money was brought by another bank, over interest-rate setting, not by customers. It approved its distribution plan on 10 September 2025; three related cases, one of them a county’s, were dismissed together on 29 October 2025.
What to do: check who the class was before assuming you are in it — a county suing over the rate on its investments is not a template for a fee dispute on your current account. Then find the arbitration clause in your own account agreement, because on most consumer bank accounts that is what decides whether a group claim is available at all.
The short answer: the big ones were brought by banks and counties, not by customers
Yes, there are class actions against Bank of America, and one of them approved its distribution plan in September 2025 — real money moving to real claimants. But look at who the claimants are. The dominant cases on the federal record come out of the LIBOR rate-setting litigation, and they were brought by other banks and county governments.
If you have a current account and a fee dispute, none of that is your case.
What the record actually shows
The Berkshire Bank v. Bank of America Corporation is the one that got to the money. On 10 September 2025 the court entered an order granting the plaintiffs’ motion for approval of a distribution plan. The docket was terminated in October 2024 and still had entries a year later — which is normal, because distributing a settlement takes longer than winning one.
Three related cases ended together. Payne v. Bank of America Corporation, docketed as a racketeering matter, Directors Financial Group v. Bank of America Corporation and County of Riverside v. Bank Of America Corporation, an antitrust case, all recorded an Order of Dismissal on 29 October 2025. All three sit in the Southern District of New York alongside the LIBOR multidistrict litigation.
The pattern is worth naming plainly: these are institutional cases. A county suing over the interest rate on its investments is not a template for a customer disputing an overdraft fee, and a settlement in one does nothing for the other.
There is live consumer-facing litigation. Luna D’Sol v. Bank of America, N.A. was filed in the Central District of California on 25 June 2026 and has moved fast — 141 docket entries by August 2026, with a standing order from Judge Jesus G. Bernal on 6 August 2026 and sanctions motions being briefed. It is far too early to say what it becomes.
Older consumer cases show the usual ending. Davis v. Bank of America in Illinois, with 66 named parties, was dismissed with prejudice and the Seventh Circuit dismissed the appeal in July 2018.
Cases on the public record
Each of these was matched on case name in the federal docket on 11 August 2026, and each links to its own record so you can read it yourself. Docket numbers repeat across districts, so a number on its own proves nothing — the case name is what identifies a case.
| Case | What the docket says |
|---|---|
| Luna D'Sol v. Bank of America, N.A. 5:26-cv-03535, C.D. Cal. | Open and moving quickly. Filed 25 June 2026 in the Central District of California; 141 entries by August 2026, standing order from Judge Jesus G. Bernal 6 August 2026. No termination date. |
| The Berkshire Bank v. Bank of America Corporation 1:12-cv-05723, S.D.N.Y. | Settled — distribution plan approved. Order granting the plaintiffs’ motion for approval of a distribution plan, 10 September 2025. Docket terminated 17 October 2024, with entries continuing into 2025. |
| County of Riverside v. Bank Of America Corporation 1:13-cv-01135, S.D.N.Y. | Dismissed. An antitrust case brought by a county. Order of dismissal 29 October 2025. |
| Payne v. Bank of America Corporation 1:13-cv-00598, S.D.N.Y. | Dismissed. Docketed as a racketeering matter. Order of dismissal 29 October 2025. |
| Direcors Financial Group v. Bank of America Corporation 1:13-cv-01016, S.D.N.Y. | Dismissed. Order of dismissal 29 October 2025, the same day as the two cases above. |
| Davis v. Bank of America 1:17-cv-07714, N.D. Ill. | Dismissed with prejudice. 66 named parties in the Northern District of Illinois; the Seventh Circuit dismissed the appeal by certified judgment dated 25 July 2018. |
Where the status comes from. These are read from each docket’s own entries, not from a summary elsewhere. Two limits are worth knowing. The public docket mirror does not carry the text of every entry, so where an entry has no description this page says what it can date rather than invent what it said. And a case with no termination date on file is unknown, not open — a blank field is not a finding.
What we removed, and why. An earlier version of this page listed an “EDD prepaid-card fraud handling class action”, an “overdraft fee re-ordering settlement” and a “PPP loan denial discrimination claim”. Not one carried a case name, a court or a docket number, and none could be matched to a federal docket. They are gone. A claim you cannot check is worth less than no claim at all.
What you can actually do
1. Check who the class was before assuming you are in it. The Bank of America cases that produced money on this page were brought by banks and counties over interest-rate setting. Being a retail customer does not put you in a class defined around institutional investors.
2. Find the arbitration clause in your own account agreement. We could not retrieve Bank of America’s consumer deposit agreement for this page — every route returned an error — so check the copy you were given. On most consumer bank accounts that clause decides whether a group claim is available to you at all.
3. Keep statements and dated screenshots of disputed fees. Bank cases turn on transaction-level records on particular days. A statement line is evidence; a recollection is not.
4. Ignore anyone charging to “sign you up”. Joining a class costs nothing and filing in a real settlement is free.
How we checked this page
Verified on 11 August 2026. Cases were found by searching the federal docket for Bank of America’s corporate name, then each docket was opened and its entries read for the events that decide a class action — certification, dismissal, settlement approval, remand. Bank of America’s consumer deposit agreement could not be retrieved — the pages returned 404 and 405 to every route tried — so this page asserts nothing about arbitration. We publish what the record shows and say plainly where it stops.
Class Action Buddy is a self-service tool: it fills in claim forms for settlements that have reached the claims stage so you can review, sign and submit them yourself. We do not file on anyone’s behalf, and we are not lawyers — nothing here is legal advice.
Frequently Asked Questions
Is there a Bank of America class action I can join in 2026?
There is live litigation — Luna D’Sol v. Bank of America, N.A. was filed on 25 June 2026 and had 141 docket entries by August — but no open claims process. The cases that reached distribution were brought by financial institutions and counties, not by retail customers.
What were the big Bank of America class actions actually about?
Interest-rate setting. The cases on this page sit alongside the LIBOR multidistrict litigation in the Southern District of New York, and the plaintiffs are other banks and county governments.
A Bank of America settlement was distributed in 2025 — can I claim from it?
Only if you were in that class. The Berkshire Bank v. Bank of America Corporation had its distribution plan approved on 10 September 2025, and it is an institutional case. A personal current account does not make you a member.
Why do three cases share the same dismissal date?
Because they were being managed together. Payne, Directors Financial Group and County of Riverside all recorded an order of dismissal on 29 October 2025, which is what happens when related cases in one court are resolved as a group.
Can I bring a class action over bank fees?
That usually depends on the arbitration clause in your account agreement rather than on the strength of your complaint. We could not retrieve Bank of America’s agreement for this page, so check your own copy for a section headed arbitration or dispute resolution.
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