Capital One Class Action Settlements in Arkansas
All Capital One class action lawsuits and settlements available to Arkansas residents.
Last updated: April 28, 2026 · By Class Action Buddy
Arkansas residents have 0 active class action settlements involving Capital One that they can file claims for right now. In addition, Capital One has 2 past settlements that have been resolved.
Class Action Buddy automatically files Capital One claims for Arkansas residents in under 60 seconds — no paperwork, no mailing, no proof of purchasey/proof-of-purchase/" style="color:#5D82F2;text-decoration:none;font-weight:500;">proof of purchase needed for most settlements.
Past Capital One Settlements (2)
These Capital One settlements have closed but Arkansas residents may have qualified at the time.
$2.4M Capital One FCRA violations class action settlement
Up to TBDCapital One settled FCRA violations for $2.4M over death reporting errors. Check if you qualify and file your claim with Class Action Buddy.
$425M Capital One 360 Savings account class action settlement
Up to VariesThe $425M Capital One 360 Savings settlement automatically compensated account holders who earned less interest between 2019-2025. Learn about eligibility and similar settlements.
About Capital One Class Actions in Arkansas
Capital One operates significantly in Arkansas through its credit card services and online banking platforms, serving thousands of Arkansas consumers who may be eligible for recent class action settlements. Arkansas has specific consumer protection laws under the Arkansas Deceptive Trade Practices Act (ADTPA) which provides additional remedies beyond federal protections, particularly relevant for financial services violations. The state's usury laws also cap interest rates at 17% annually unless specifically exempted, which affects how credit card companies operate in Arkansas. For the $2.4 million FCRA violations settlement and $425 million Capital One 360 Savings settlement, Arkansas residents face the same filing deadlines as other states, but should be aware that Arkansas courts have concurrent jurisdiction for federal class actions involving state residents. Arkansas residents typically have strong participation rates in financial class action settlements due to the state's agricultural economy and sensitivity to banking fees. The Arkansas Attorney General's office actively monitors financial settlements affecting state residents and provides resources through their consumer protection division for residents navigating complex settlement procedures.
Capital One Settlements in Arkansas: FAQs
Are Arkansas residents eligible for both Capital One settlements mentioned?
Yes, Arkansas residents who had Capital One credit reports pulled without proper consent are eligible for the $2.4M FCRA settlement, while those with Capital One 360 Savings accounts affected by the alleged interest calculation errors can participate in the $425M settlement. Eligibility depends on specific account activity and timeframes outlined in each settlement agreement.
Does Arkansas law provide additional protections beyond these federal settlements?
Arkansas residents may have additional remedies under the Arkansas Deceptive Trade Practices Act if Capital One's practices violated state consumer protection laws. However, participating in federal class action settlements may limit your ability to pursue separate state law claims, so Arkansas residents should review settlement terms carefully.
How long do Arkansas residents have to file claims for Capital One settlements?
Arkansas residents must meet the same federal deadlines as other states - typically 60-90 days from settlement approval for submission. The Arkansas Attorney General's office often posts deadline reminders for major financial settlements affecting state residents on their consumer protection website.
Tips for Arkansas Residents Filing Capital One Claims
Arkansas residents filing Capital One settlement claims should gather account statements and correspondence before deadlines expire. Check the Arkansas Attorney General's consumer protection website for settlement updates and deadline reminders. Consider consulting Arkansas attorneys familiar with both federal class actions and state consumer protection laws if you experienced significant damages. Submit claims online when possible to ensure faster processing and confirmation. Keep copies of all submitted documentation. Arkansas residents in rural areas should note that some settlements offer phone-based claim submission if internet access is limited for online filing systems.
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