Capital One Class Action Settlements
All class action lawsuits and settlements involving Capital One.
Last updated: April 28, 2026 · By Class Action Buddy
Capital One customers have been impacted by various corporate practices that resulted in significant class action settlements. Our database tracks 2 major Capital One settlements, including a $2.4 million settlement for Fair Credit Reporting Act (FCRA) violations and a substantial $425 million settlement related to Capital One 360 Savings accounts. These cases demonstrate the financial institution's accountability for issues ranging from credit reporting practices to savings account management. The FCRA violations settlement addressed concerns about how Capital One handled consumer credit information and reporting procedures. The much larger Capital One 360 Savings account settlement tackled problems with the bank's online savings platform, affecting numerous customers who maintained accounts with the service. Both settlements required no proof of purchase or documentation from eligible class members. While these particular Capital One settlements have passed their claim deadlines, they represent the types of consumer protection cases that regularly emerge in the banking industry. Settlement amounts and eligibility requirements vary significantly depending on the specific violations and number of affected customers. Class Action Buddy helps consumers stay informed about current settlement opportunities and provides step-by-step guidance to make filing claims straightforward and efficient.
Past Capital One Settlements (2)
These settlements have closed but are part of Capital One's class action history.
$2.4M Capital One FCRA violations class action settlement
Up to TBDCapital One settled FCRA violations for $2.4M over death reporting errors. Check if you qualify and file your claim with Class Action Buddy.
$425M Capital One 360 Savings account class action settlement
Up to VariesThe $425M Capital One 360 Savings settlement automatically compensated account holders who earned less interest between 2019-2025. Learn about eligibility and similar settlements.
Capital One Class Action FAQs
Has Capital One settled any class action lawsuits?
Yes, Capital One has settled multiple class action lawsuits totaling over $427 million. The two major settlements include a $425 million settlement for Capital One 360 Savings account issues and a $2.4 million settlement for Fair Credit Reporting Act (FCRA) violations.
How do I know if I qualify for a Capital One class action settlement?
You may qualify if you had a Capital One 360 Savings account or if Capital One reported inaccurate information to credit bureaus that affected your credit report. Both settlements are no-proof claim settlements, meaning eligible class members don't need to provide documentation to receive compensation.
What was the Capital One 360 Savings class action settlement about?
The $425 million Capital One 360 Savings settlement resolved claims that the bank failed to pay promised interest rates and improperly managed customer savings accounts. This was one of the largest banking class action settlements in recent years.
How much money can I get from Capital One FCRA settlement?
The Capital One FCRA settlement of $2.4 million compensates customers who were affected by credit reporting violations. Individual payment amounts depend on the total number of valid claims submitted, but it's a no-proof settlement requiring no documentation from claimants.
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Capital One Settlements by State
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