Capital One Class Action Settlements in Maryland
All Capital One class action lawsuits and settlements available to Maryland residents.
Last updated: April 28, 2026 · By Class Action Buddy
Maryland residents have 0 active class action settlements involving Capital One that they can file claims for right now. In addition, Capital One has 2 past settlements that have been resolved.
Class Action Buddy automatically files Capital One claims for Maryland residents in under 60 seconds — no paperwork, no mailing, no proof of purchasey/proof-of-purchase/" style="color:#5D82F2;text-decoration:none;font-weight:500;">proof of purchase needed for most settlements.
Past Capital One Settlements (2)
These Capital One settlements have closed but Maryland residents may have qualified at the time.
$2.4M Capital One FCRA violations class action settlement
Up to TBDCapital One settled FCRA violations for $2.4M over death reporting errors. Check if you qualify and file your claim with Class Action Buddy.
$425M Capital One 360 Savings account class action settlement
Up to VariesThe $425M Capital One 360 Savings settlement automatically compensated account holders who earned less interest between 2019-2025. Learn about eligibility and similar settlements.
About Capital One Class Actions in Maryland
Capital One maintains significant operations in Maryland, with corporate offices in Glen Burnie and thousands of Maryland customers utilizing their credit cards and banking services. Maryland residents have been eligible for multiple Capital One class action settlements, including a $2.4 million settlement for Fair Credit Reporting Act violations and a substantial $425 million settlement related to Capital One 360 Savings accounts. Maryland's Consumer Protection Act provides additional safeguards beyond federal regulations, particularly regarding unfair trade practices and credit reporting issues. The state's proximity to Capital One's Virginia headquarters means Maryland consumers represent a substantial portion of affected class members in these settlements. Maryland residents filing class action claims benefit from the state's consumer-friendly legal environment and established procedures for multi-district litigation. The Maryland Attorney General's office actively monitors financial services settlements and provides resources for residents navigating class action participation. Unlike some states, Maryland does not impose additional residency requirements for joining federal class actions against financial institutions.
Capital One Settlements in Maryland: FAQs
Are Maryland Capital One customers eligible for the $425M Capital One 360 settlement?
Yes, Maryland residents who held Capital One 360 savings accounts during the specified class period are eligible for compensation from this settlement. The settlement covers customers nationwide who allegedly received below-market interest rates on their savings accounts.
Does Maryland's Consumer Protection Act provide additional remedies beyond Capital One class action settlements?
Maryland's Consumer Protection Act offers separate legal avenues for unfair credit practices, but participating in federal class action settlements typically doesn't prevent pursuing individual state law claims. However, settlement terms may include releases that affect future Maryland state law claims.
How long do Maryland residents have to file Capital One class action claims?
Claim deadlines vary by settlement but typically range from 60-120 days after final approval. Maryland residents should monitor settlement websites and court notices, as missing deadlines permanently forfeits compensation rights even for valid claims.
Tips for Maryland Residents Filing Capital One Claims
Maryland residents should maintain detailed records of all Capital One accounts and correspondence when participating in class action settlements. File claims electronically when possible, as Maryland's digital infrastructure ensures faster processing than mail submissions. Monitor the Maryland Attorney General's consumer protection website for updates on Capital One settlements and additional state-specific remedies. Submit claims before deadlines even if documentation is incomplete, as most settlements allow supplemental information. Consider consulting Maryland consumer protection attorneys for complex cases involving multiple violations or significant damages beyond class action recovery amounts.
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