$425M Capital One 360 Savings account class action settlement
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Who Is Eligible?
You may be eligible to file a claim if you:
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To qualify for this settlement, you must have:
- Maintained a Capital One 360 Savings account
- During the period between September 18, 2019, and June 16, 2025
No proof of purchase or claim form was required. The settlement operated on an automatic distribution basis — eligible account holders received payments without submitting claim forms as long as they did not exclude themselves from the settlement.
How Much Can You Get?
The total settlement fund was $425 million. Payouts varied based on the interest rate differential each account holder experienced. The settlement included two components: cash payments reflecting missed interest, plus an additional $125 million in interest payments for those who maintained their accounts through the deadline.How to File Your Claim
Filing your claim is quick and easy:
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This settlement's claim deadline of October 2, 2025 has passed. While you can no longer file a claim, you can download Class Action Buddy to get notified about similar future settlements.
💡 Easier way: File with Class Action Buddy
Skip the paperwork. Our app auto-fills your claim form with your saved profile and submits it electronically in under 2 minutes.
Download for iPhone Download for AndroidFrequently Asked Questions
What is the deadline to file a claim for the $425M Capital One 360 Savings account class action settlement?
The current deadline to file a claim is Oct 02, 2025. Note: claims sent by mail must be postmarked by this date, and Class Action Buddy ships claim forms with a 7-day mailing buffer to ensure on-time delivery.
How much can I receive from the $425M Capital One 360 Savings account class action settlement?
The maximum payout per eligible claimant is up to Varies. Actual payments may be lower depending on the total number of valid claims filed and the available settlement fund.
Do I need proof of purchase for the $425M Capital One 360 Savings account class action settlement?
No proof of purchase is required — you can typically file based on a sworn statement, without receipts, photos, or product packaging. Note: some class action settlements still require a Claimant ID or PIN from a notice mailed to affected class members; if this settlement does, it will be shown on the official claim form.
How do I file a claim for the $425M Capital One 360 Savings account class action settlement?
You have two options: (1) Use the free Class Action Buddy mobile app — set up your profile once and the app auto-fills the PDF claim form, captures your signature, and submits the claim by mail on your behalf. (2) File directly with the settlement administrator using the official claim form linked on this page.
Who is eligible for the Capital One 360 Savings settlement?
Account holders who had Capital One 360 Savings accounts during the class period and were potentially affected by the interest rate practices described in the lawsuit may be eligible for compensation.
How much money can I get from the Capital One settlement?
Individual payout amounts haven't been determined yet, but the $425 million total settlement suggests meaningful compensation for eligible account holders. The exact amount will depend on factors like your account history and the total number of claims filed.
When is the deadline to file a Capital One 360 Savings claim?
The claim deadline has not been announced yet. Settlement details including filing deadlines are still being finalized. Using Class Action Buddy can help ensure you don't miss important deadlines when they're announced.
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