$425M Capital One 360 Savings account class action settlement
By the Class Action Buddy Editorial Team · Last reviewed April 22, 2026
Looking for a settlement you can still file?
This one is closed, but our 60-second eligibility quiz finds the ones that are still open.
Who Was Eligible?
Who the settlement covered:
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To qualify for this settlement, you must have:
- Maintained a Capital One 360 Savings account
- During the period between September 18, 2019, and June 16, 2025
No proof of purchase or claim form was required. The settlement operated on an automatic distribution basis — eligible account holders received payments without submitting claim forms as long as they did not exclude themselves from the settlement.
How Much Did It Pay?
The total settlement fund was $425 million. Payouts varied based on the interest rate differential each account holder experienced. The settlement included two components: cash payments reflecting missed interest, plus an additional $125 million in interest payments for those who maintained their accounts through the deadline.How this claim was filed
This settlement is closed, so the steps below are kept for reference only — they no longer lead anywhere you can file.
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This settlement's claim deadline of October 2, 2025 has passed. While you can no longer file a claim, you can download Class Action Buddy to get notified about similar future settlements.
Looking for something you can still claim?
This one has closed, but the open settlements list is kept current, and Class Action Buddy will tell you when a new one matches your profile.
Frequently Asked Questions
What is the deadline to file a claim for the $425M Capital One 360 Savings account class action settlement?
The deadline to file a claim was Oct 02, 2025, and it has passed. Claims are no longer accepted for this settlement.
Did I need proof of purchase for the $425M Capital One 360 Savings account class action settlement?
No proof of purchase was required — claims could be made on a sworn statement, without receipts, photos, or product packaging.
Who is eligible for the Capital One 360 Savings settlement?
Account holders who had Capital One 360 Savings accounts during the class period and were potentially affected by the interest rate practices described in the lawsuit may be eligible for compensation.
How much money can I get from the Capital One settlement?
Individual payout amounts haven't been determined yet, but the $425 million total settlement suggests meaningful compensation for eligible account holders. The exact amount will depend on factors like your account history and the total number of claims filed.
When is the deadline to file a Capital One 360 Savings claim?
The claim deadline has not been announced yet. Settlement details including filing deadlines are still being finalized. Using Class Action Buddy can help ensure you don't miss important deadlines when they're announced.
Primary source: the official settlement administrator’s website named in the court-approved class notice. We track this settlement from public settlement-notice sources; a single official administrator claim URL was not on file, so confirm the details on the official settlement website before you file.
Class Action Buddy is an independent directory and is not affiliated with, endorsed by, or sponsored by the settlement administrator or the court. This page is general information, not legal advice. See how we verify settlements.
This settlement has closed
The filing deadline for this one has passed, so no new claims are being accepted. Class Action Buddy tracks the settlements that are still open and tells you when a new one matches your profile.
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