Capital One Class Action Settlements in Massachusetts
All Capital One class action lawsuits and settlements available to Massachusetts residents.
Last updated: April 28, 2026 · By Class Action Buddy
Massachusetts residents have 0 active class action settlements involving Capital One that they can file claims for right now. In addition, Capital One has 2 past settlements that have been resolved.
Class Action Buddy automatically files Capital One claims for Massachusetts residents in under 60 seconds — no paperwork, no mailing, no proof of purchasey/proof-of-purchase/" style="color:#5D82F2;text-decoration:none;font-weight:500;">proof of purchase needed for most settlements.
Past Capital One Settlements (2)
These Capital One settlements have closed but Massachusetts residents may have qualified at the time.
$2.4M Capital One FCRA violations class action settlement
Up to TBDCapital One settled FCRA violations for $2.4M over death reporting errors. Check if you qualify and file your claim with Class Action Buddy.
$425M Capital One 360 Savings account class action settlement
Up to VariesThe $425M Capital One 360 Savings settlement automatically compensated account holders who earned less interest between 2019-2025. Learn about eligibility and similar settlements.
About Capital One Class Actions in Massachusetts
Capital One has faced significant class action settlements that affect Massachusetts residents, including a $2.4 million FCRA violations settlement and a substantial $425 million Capital One 360 Savings account settlement. Massachusetts residents benefit from the state's strong consumer protection framework, particularly Chapter 93A, which provides enhanced remedies for unfair business practices and often allows for double or triple damages in successful claims. Capital One maintains a notable presence in Massachusetts through its credit card operations and digital banking services, serving hundreds of thousands of Bay State customers. The company also has technology operations in the greater Boston area, making it a significant financial services player in the state. Massachusetts residents filing class action claims should note that the state's courts are generally favorable to consumer protection cases, and the Attorney General's office actively monitors financial services settlements. The state's one-year statute of limitations for certain consumer protection claims means residents should act promptly when eligible settlements are announced. Massachusetts law also provides additional disclosure requirements that can strengthen class action cases against financial institutions.
Capital One Settlements in Massachusetts: FAQs
How do the Capital One class action settlements specifically affect Massachusetts residents?
Massachusetts residents are eligible for both the $2.4 million FCRA violations settlement and the $425 million Capital One 360 Savings account settlement if they meet the class requirements. Massachusetts' Chapter 93A consumer protection law may provide additional remedies beyond federal settlements, and residents can often pursue state-level claims even after participating in federal class actions.
Are there any Massachusetts-specific deadlines for filing Capital One settlement claims?
While federal settlement deadlines apply to all participants, Massachusetts residents should be aware of the state's one-year statute of limitations for certain consumer protection violations under Chapter 93A. This means separate state claims must be filed within one year of discovering the violation, independent of federal settlement timelines.
Can Massachusetts residents file additional claims under state law beyond the existing Capital One settlements?
Yes, Massachusetts Chapter 93A allows residents to pursue separate state claims for unfair business practices, even if they participate in federal settlements. The state's consumer protection laws are broader than federal regulations and may cover conduct not addressed in the FCRA violations or 360 Savings settlements.
Tips for Massachusetts Residents Filing Capital One Claims
Massachusetts residents should carefully review settlement notices from Capital One and file claims promptly within specified deadlines. Keep detailed records of all Capital One accounts and communications, as Massachusetts' Chapter 93A may provide additional recovery options beyond federal settlements. Consider consulting with Massachusetts consumer protection attorneys who understand state-specific laws that could enhance your claim value. Monitor the Massachusetts Attorney General's website for updates on financial services settlements affecting state residents. Document any damages beyond those covered in existing settlements, as Massachusetts law may allow separate claims for certain violations. File claims even for small amounts, as Massachusetts consumer protection laws sometimes provide minimum statutory damages that exceed actual losses.
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