Capital One Class Action Settlements in Missouri
All Capital One class action lawsuits and settlements available to Missouri residents.
Last updated: April 28, 2026 · By Class Action Buddy
Missouri residents have 0 active class action settlements involving Capital One that they can file claims for right now. In addition, Capital One has 2 past settlements that have been resolved.
Class Action Buddy automatically files Capital One claims for Missouri residents in under 60 seconds — no paperwork, no mailing, no proof of purchasey/proof-of-purchase/" style="color:#5D82F2;text-decoration:none;font-weight:500;">proof of purchase needed for most settlements.
Past Capital One Settlements (2)
These Capital One settlements have closed but Missouri residents may have qualified at the time.
$2.4M Capital One FCRA violations class action settlement
Up to TBDCapital One settled FCRA violations for $2.4M over death reporting errors. Check if you qualify and file your claim with Class Action Buddy.
$425M Capital One 360 Savings account class action settlement
Up to VariesThe $425M Capital One 360 Savings settlement automatically compensated account holders who earned less interest between 2019-2025. Learn about eligibility and similar settlements.
About Capital One Class Actions in Missouri
Capital One has maintained a significant presence in Missouri through its credit card operations and digital banking services, serving hundreds of thousands of Missouri consumers. While Missouri doesn't have unique consumer protection laws specifically targeting financial institutions beyond federal regulations, the state follows the Missouri Merchandising Practices Act for deceptive business practices claims. Missouri residents have participated in major Capital One class action settlements, including the $425 million Capital One 360 Savings account settlement related to allegedly deceptive marketing of interest rates, and the $2.4 million FCRA violations settlement concerning credit reporting practices. Missouri operates under a five-year statute of limitations for contract claims and follows federal class action procedures under Rule 23. The state's courts have jurisdiction over Capital One matters since the company conducts substantial business within Missouri's borders. Missouri residents filing class action claims must ensure they meet specific eligibility requirements and deadlines, which vary by settlement. The state's consumer protection framework generally aligns with federal standards, making Missouri residents eligible for most nationwide Capital One settlements without additional state-specific requirements.
Capital One Settlements in Missouri: FAQs
Can Missouri residents participate in the $425 million Capital One 360 Savings settlement?
Yes, Missouri residents who held Capital One 360 Savings accounts during the relevant class period are eligible to participate in this settlement. The settlement addresses allegations that Capital One used deceptive marketing regarding interest rates on these accounts. Eligible Missouri residents can file claims through the settlement administrator's website or by mail.
Does Missouri's Merchandising Practices Act provide additional protections against Capital One?
Missouri's Merchandising Practices Act prohibits deceptive business practices and could provide state-level remedies beyond federal class actions. However, most Capital One settlements are resolved under federal law and preempt state claims. Missouri residents should consult with attorneys familiar with both state and federal consumer protection laws.
How long do Missouri residents have to file Capital One class action claims?
Claim deadlines vary by specific settlement, typically ranging from 60 to 180 days after final court approval. Missouri's five-year statute of limitations applies to individual contract claims but doesn't affect participation in existing class actions. Check each settlement's specific deadline as missing these dates forfeits your right to compensation.
Tips for Missouri Residents Filing Capital One Claims
Missouri residents filing Capital One claims should gather all relevant account statements, correspondence, and documentation before deadlines expire. Contact information must be current since settlement administrators mail important updates to your last known address. Review settlement terms carefully as some require you to maintain accounts through specific dates or meet minimum balance requirements. Submit claims through official settlement websites rather than third-party services to avoid fees. Keep copies of all submitted documentation and confirmation numbers for your records.
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