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PHH Mortgage Corp. Class Action Settlements in Maryland

PHH Mortgage Corp. class action settlements that covered Maryland residents — and where each one now stands.

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Last checked: August 11, 2026 · By Class Action Buddy

Maryland residents have no confirmed open class action settlements involving PHH Mortgage Corp. right now. The PHH Mortgage Corp. settlement below has closed — the claim deadline has passed and no new claims can be filed. If you are looking for something you can still claim, our list of open settlements is checked against each administrator.

Class Action Buddy fills in official claim forms from your saved profile in under 60 seconds, then prints and posts the completed claim for you. There is nothing to file against PHH Mortgage Corp. at the moment — see what is open now.

Closed PHH Mortgage Corp. Settlements for Maryland Residents (1)

This PHH Mortgage Corp. settlement is no longer accepting claims. It closed on the date shown and the deadline cannot be reopened. It is listed here because the settlement and its administrator are a matter of record and people still search for it. For settlements that are open today, see our list of open settlements.

$1.5M PHH Mortgage Corp. misleading default notices class action settlement

Up to Varies

Borrowers who received default notices from PHH Mortgage (Dec 2022-Dec 2025) may get automatic compensation from this $1.5M settlement.

Closed 2026-05-05 No Proof Needed Official site →

About PHH Mortgage Corp. Class Actions in Maryland

Before you read on: the PHH Mortgage Corp. settlement described below has closed. This section explains what it was about and who was covered, which is still worth knowing — but it cannot be claimed now. See settlements that are open today.

PHH Mortgage Corp. has maintained a significant presence in Maryland since its founding in Mount Laurel, New Jersey, serving thousands of Maryland homeowners through mortgage origination and servicing operations. Maryland's Consumer Protection Act provides additional safeguards beyond federal regulations, allowing residents to pursue damages for deceptive mortgage practices through both individual lawsuits and class actions. The state's mortgage licensing requirements under the Maryland Commissioner of Financial Regulation create stricter oversight of mortgage servicers like PHH. Maryland residents participating in the $1.5 million PHH misleading default notices settlement benefit from the state's favorable class action procedures, which don't require individual proof of reliance on deceptive statements in many consumer protection cases. Maryland's statute of limitations for consumer protection claims is three years, giving residents reasonable time to discover and pursue mortgage-related violations. The state's circuit courts have jurisdiction over class action settlements, and Maryland residents typically don't need to take additional steps beyond submitting required claim forms to participate in approved settlements involving mortgage servicers operating in the state.

PHH Mortgage Corp. Settlements in Maryland: FAQs

What was the PHH Mortgage Corp. misleading default notices settlement about for Maryland residents?

The $1.5 million settlement resolved claims that PHH sent misleading default notices to borrowers that incorrectly stated payment amounts and deadlines. Maryland residents who received these confusing notices between specific dates were eligible for compensation from the settlement fund.

Does Maryland's Consumer Protection Act provide additional rights against PHH Mortgage Corp. beyond federal law?

Yes, Maryland's Consumer Protection Act prohibits unfair or deceptive mortgage servicing practices and allows for treble damages in some cases. This gives Maryland residents stronger legal remedies against mortgage servicers like PHH compared to federal protections alone.

How long do Maryland residents have to file claims against PHH Mortgage Corp. for mortgage violations?

Maryland's statute of limitations for consumer protection claims is typically three years from when the violation occurred or was discovered. However, class action settlements have their own specific deadlines that are usually much shorter, often 60-90 days from the settlement notice date.

Tips for Maryland Residents Filing PHH Mortgage Corp. Claims

Maryland residents filing PHH Mortgage Corp. claims should gather all mortgage correspondence, payment records, and default notices as documentation. Keep copies of any misleading statements or incorrect payment amounts PHH provided. Submit claims before deadlines, which are typically 60-90 days after settlement approval. Consider consulting Maryland attorneys familiar with the state's Consumer Protection Act if you experienced damages beyond what class action settlements cover. Maryland's favorable consumer protection laws may provide additional recovery options through individual lawsuits. Monitor court-approved settlement websites regularly for updates on claim status and distribution timelines.

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