Progressive Insurance Class Action Settlements in Colorado
All Progressive Insurance class action lawsuits and settlements available to Colorado residents.
Last updated: April 28, 2026 · By Class Action Buddy
Colorado residents have 0 active class action settlements involving Progressive Insurance that they can file claims for right now. In addition, Progressive Insurance has 2 past settlements that have been resolved.
Combined maximum payouts across all Progressive Insurance settlements total $5,000. Class Action Buddy automatically files Progressive Insurance claims for Colorado residents in under 60 seconds — no paperwork, no mailing, no proof of purchasey/proof-of-purchase/" style="color:#5D82F2;text-decoration:none;font-weight:500;">proof of purchase needed for most settlements.
Past Progressive Insurance Settlements (2)
These Progressive Insurance settlements have closed but Colorado residents may have qualified at the time.
$1.76M Progressive stacked UM/UIM coverage class action settlement
Up to VariesProgressive agreed to pay $1.76M for allegedly charging unfair premiums on stacked UM/UIM coverage for single vehicles. Check if you qualify.
$3.25M Progressive data breach class action settlement
Up to $5,000Progressive data breach settlement offers up to $3.25M to affected customers. Check if you qualify and file your claim with Class Action Buddy.
About Progressive Insurance Class Actions in Colorado
Progressive Insurance maintains a significant presence in Colorado, serving hundreds of thousands of policyholders across the state. The company operates regional offices in Denver and Colorado Springs, making it one of the top five auto insurers in Colorado by market share. Colorado's consumer protection landscape includes specific regulations under the Colorado Insurance Code that require insurers to provide clear disclosure about uninsured/underinsured motorist coverage stacking options. This became particularly relevant in Progressive's $1.76 million settlement regarding UM/UIM coverage disclosures. Colorado residents also benefit from the state's data breach notification law, which mandates that companies inform consumers within 30 days of discovering a security incident affecting personal information. This law provided additional leverage for Colorado claimants in Progressive's $3.25 million data breach settlement. Colorado follows federal class action procedures under Rule 23, but state courts often provide faster resolution for insurance-related claims. The Colorado Division of Insurance actively monitors settlement distributions and can assist residents who encounter problems receiving their settlement payments from class action resolutions.
Progressive Insurance Settlements in Colorado: FAQs
How do Colorado's UM/UIM stacking laws affect Progressive policyholders?
Colorado allows UM/UIM coverage stacking, meaning policyholders can combine coverage limits from multiple vehicles on the same policy. Progressive's $1.76 million settlement addressed allegations that the company failed to properly disclose these stacking benefits to Colorado customers. This settlement ensures affected policyholders receive compensation for potentially missed coverage opportunities.
What compensation did Colorado residents receive from Progressive's data breach settlement?
Colorado residents affected by Progressive's data breach were eligible for up to $75 cash payments or $150 in identity protection services from the $3.25 million settlement. The breach exposed personal information including Social Security numbers and driver's license data for Colorado customers. Payment amounts varied based on documentation of actual damages and the total number of valid claims submitted.
Does Colorado's Insurance Code provide special protections against Progressive's practices?
Colorado Revised Statutes Title 10 requires insurers like Progressive to act in good faith and provide clear policy disclosures. The state's prompt payment laws mandate claim payments within 30 days of resolution. Colorado residents can file complaints with the Division of Insurance, which has authority to investigate unfair claim practices and impose penalties on insurers violating state regulations.
Tips for Colorado Residents Filing Progressive Insurance Claims
Colorado residents filing Progressive claims should document all communications and maintain detailed records of policy documents, especially regarding UM/UIM coverage elections. Contact the Colorado Division of Insurance if Progressive delays claim payments beyond the state's 30-day requirement or if coverage disputes arise. Submit class action claim forms promptly, as Colorado courts may impose stricter deadlines than other jurisdictions. Keep copies of all settlement notices and correspondence, since Colorado's consumer protection laws provide additional remedies for residents who don't receive proper settlement distributions from approved class action resolutions.
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