Progressive Insurance Class Action Settlements in Florida

All Progressive Insurance class action lawsuits and settlements available to Florida residents.

Florida residents have 0 active class action settlements involving Progressive Insurance that they can file claims for right now. In addition, Progressive Insurance has 2 past settlements that have been resolved.

Combined maximum payouts across all Progressive Insurance settlements total $5,000. Class Action Buddy automatically files Progressive Insurance claims for Florida residents in under 60 seconds — no paperwork, no mailing, no proof of purchasey/proof-of-purchase/" style="color:#5D82F2;text-decoration:none;font-weight:500;">proof of purchase needed for most settlements.

About Progressive Insurance Class Actions in Florida

Progressive Insurance maintains substantial operations in Florida, serving over 2 million policyholders across the state with regional offices in Tampa, Jacksonville, and Miami. The company's significant presence makes Florida residents particularly affected by major settlements, including the $1.76 million stacked uninsured/underinsured motorist coverage dispute and the $3.25 million data breach settlement. Florida's insurance regulations under Chapter 627 of the Florida Statutes provide specific protections for auto insurance consumers, particularly regarding UM/UIM coverage disclosure requirements that were central to the stacking coverage settlement. The state's no-fault insurance laws also create unique dynamics for Progressive policyholders compared to other states. Florida residents filing class action claims against Progressive must typically meet residency requirements during the class period and may need to provide proof of Florida policy coverage. The state's statute of limitations for insurance bad faith claims is generally five years, though this varies by claim type. Florida's Department of Financial Services actively monitors insurance company practices, making consumer complaints part of the regulatory record that can support class action investigations.

What was Progressive's $1.76 million Florida settlement about?

The settlement resolved claims that Progressive failed to properly disclose stacked uninsured/underinsured motorist coverage options to Florida policyholders. Class members who purchased policies between specific dates received compensation for the difference between stacked and unstacked coverage premiums.

Are Florida Progressive customers affected by the data breach settlement?

Yes, the $3.25 million data breach settlement includes Florida residents whose personal information was compromised in Progressive's 2020 cybersecurity incident. Eligible Florida customers can receive up to $100 for documented expenses plus free credit monitoring services.

How does Florida's PIP law affect Progressive settlements?

Florida's Personal Injury Protection requirements create additional disclosure obligations for insurers like Progressive. Settlement terms often address whether proper PIP coverage explanations were provided, as inadequate disclosure can trigger bad faith claims under Florida Statute 624.155.

Tips for Florida Residents Filing Progressive Insurance Claims

Florida residents should maintain detailed records of all Progressive communications and policy documents when filing claims. Contact the Florida Department of Financial Services if you experience claim delays, as complaint records strengthen potential class action cases. Review your UM/UIM coverage elections carefully, since Florida law requires specific disclosure procedures that Progressive has previously failed to follow. Keep documentation of any data breach notifications, as these often trigger settlement eligibility periods. Consider consulting with Florida-licensed attorneys familiar with insurance bad faith laws, particularly Florida Statute 624.155, which provides stronger remedies than many other states for unreasonable claim handling practices.

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