Progressive Insurance Class Action Settlements in Michigan
All Progressive Insurance class action lawsuits and settlements available to Michigan residents.
Last updated: April 28, 2026 · By Class Action Buddy
Michigan residents have 0 active class action settlements involving Progressive Insurance that they can file claims for right now. In addition, Progressive Insurance has 2 past settlements that have been resolved.
Combined maximum payouts across all Progressive Insurance settlements total $5,000. Class Action Buddy automatically files Progressive Insurance claims for Michigan residents in under 60 seconds — no paperwork, no mailing, no proof of purchasey/proof-of-purchase/" style="color:#5D82F2;text-decoration:none;font-weight:500;">proof of purchase needed for most settlements.
Past Progressive Insurance Settlements (2)
These Progressive Insurance settlements have closed but Michigan residents may have qualified at the time.
$1.76M Progressive stacked UM/UIM coverage class action settlement
Up to VariesProgressive agreed to pay $1.76M for allegedly charging unfair premiums on stacked UM/UIM coverage for single vehicles. Check if you qualify.
$3.25M Progressive data breach class action settlement
Up to $5,000Progressive data breach settlement offers up to $3.25M to affected customers. Check if you qualify and file your claim with Class Action Buddy.
About Progressive Insurance Class Actions in Michigan
Progressive Insurance maintains a substantial presence in Michigan, serving hundreds of thousands of policyholders across the state through independent agents and direct sales channels. The company operates claims centers in Detroit and Grand Rapids, making it one of the top five auto insurers in Michigan by market share. Michigan's unique no-fault auto insurance system, governed by the Michigan Catastrophic Claims Association, creates specific obligations for insurers regarding Personal Injury Protection benefits and uninsured motorist coverage. The state's Consumer Protection Act provides additional remedies beyond federal class action procedures, allowing residents to pursue claims through Michigan's Attorney General office. Michigan residents can join class action settlements like Progressive's $1.76 million stacked UM/UIM coverage settlement, which specifically addressed how the company calculated uninsured motorist benefits. The state's six-year statute of limitations for contract disputes gives Michigan consumers extended time to discover and join eligible settlements. Michigan's Court of Claims handles insurance regulatory disputes, while federal courts typically oversee multi-state class actions involving Progressive, including data breach settlements affecting Michigan customers.
Progressive Insurance Settlements in Michigan: FAQs
How did Progressive's $1.76 million UM/UIM settlement affect Michigan policyholders specifically?
The settlement addressed Progressive's practice of not properly stacking uninsured/underinsured motorist coverage limits when Michigan customers purchased multiple vehicles on the same policy. Michigan's no-fault law requires insurers to offer UM/UIM coverage, and the settlement provided refunds to policyholders who paid for stacked coverage but didn't receive the full benefits. Eligible Michigan residents received payments based on their premium overpayments and policy terms.
Are Michigan Progressive customers eligible for the $3.25 million data breach settlement?
Yes, Michigan residents whose personal information was compromised in Progressive's data security incident can claim benefits from this settlement. The breach exposed customer data including names, addresses, and policy information for Michigan policyholders. Eligible customers can receive reimbursement for identity monitoring services, time spent addressing the breach, and documented losses.
Does Michigan's no-fault insurance law create additional rights in Progressive class actions?
Michigan's no-fault system creates specific coverage requirements that Progressive must follow, potentially giving rise to class action claims when these standards aren't met. The Michigan Catastrophic Claims Association fee structure and PIP benefit requirements are unique to Michigan. State insurance regulations provide additional consumer protections beyond federal class action remedies.
Tips for Michigan Residents Filing Progressive Insurance Claims
Michigan Progressive customers should maintain detailed records of all policy documents, premium payments, and correspondence with the company. Document any claim denials or coverage disputes, as Michigan's extended statute of limitations provides more time to join settlements. Check the Michigan Department of Insurance website for bulletins about Progressive regulatory actions. Monitor both federal court websites and Michigan state court systems for new class action filings. Register with settlement administrators promptly when eligible, as Michigan's no-fault system creates unique coverage situations that may qualify for compensation. Contact the Michigan Attorney General's office if you suspect insurance fraud or deceptive practices beyond class action settlements.
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