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Progressive Insurance Class Action Settlements in Minnesota

All Progressive Insurance class action lawsuits and settlements available to Minnesota residents.

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Last updated: April 28, 2026 · By Class Action Buddy

Minnesota residents have 0 active class action settlements involving Progressive Insurance that they can file claims for right now. In addition, Progressive Insurance has 2 past settlements that have been resolved.

Combined maximum payouts across all Progressive Insurance settlements total $5,000. Class Action Buddy automatically files Progressive Insurance claims for Minnesota residents in under 60 seconds — no paperwork, no mailing, no proof of purchasey/proof-of-purchase/" style="color:#5D82F2;text-decoration:none;font-weight:500;">proof of purchase needed for most settlements.

Past Progressive Insurance Settlements (2)

These Progressive Insurance settlements have closed but Minnesota residents may have qualified at the time.

$1.76M Progressive stacked UM/UIM coverage class action settlement

Up to Varies

Progressive agreed to pay $1.76M for allegedly charging unfair premiums on stacked UM/UIM coverage for single vehicles. Check if you qualify.

Deadline: 2026-01-12 Proof Required Expired Official site →

$3.25M Progressive data breach class action settlement

Up to $5,000

Progressive data breach settlement offers up to $3.25M to affected customers. Check if you qualify and file your claim with Class Action Buddy.

Deadline: 2025-02-18 Proof Required Expired Official site →

About Progressive Insurance Class Actions in Minnesota

Progressive Insurance maintains a significant presence in Minnesota through independent agents and direct sales, serving hundreds of thousands of policyholders across the state. Minnesota's No-Fault Insurance Law requires specific minimum coverage levels, and the state's consumer protection framework includes oversight by the Minnesota Department of Commerce, which regulates insurance practices and investigates consumer complaints. Minnesota residents have participated in two major Progressive class action settlements: a $1.76 million settlement regarding stacked uninsured/underinsured motorist coverage disputes and a $3.25 million data breach settlement affecting customer personal information. The state follows federal class action procedures under Rule 23, but Minnesota's Consumer Fraud Act provides additional protections for residents who may have been harmed by deceptive insurance practices. Class action participants in Minnesota typically receive court notices by mail and have specific deadlines to opt-out or object to proposed settlements. The Minnesota Attorney General's office also monitors insurance-related settlements to ensure they adequately protect state residents' interests.

Progressive Insurance Settlements in Minnesota: FAQs

What were the two major Progressive Insurance class action settlements affecting Minnesota residents?

Minnesota residents were eligible for two significant Progressive settlements: a $1.76 million class action over stacked uninsured/underinsured motorist coverage issues and a $3.25 million data breach settlement. Both settlements required eligible Minnesota policyholders to submit claims within specific deadlines to receive compensation.

How does Minnesota's No-Fault Insurance Law affect Progressive policyholders in class action cases?

Minnesota's No-Fault Law requires specific Personal Injury Protection coverage, which can complicate coverage disputes with Progressive. When class actions involve coverage interpretation, Minnesota's statutory requirements often influence settlement terms and eligibility criteria for state residents.

What should Minnesota residents do if they suspect Progressive violated state insurance regulations?

Minnesota residents should file complaints with the Minnesota Department of Commerce, which regulates insurance companies operating in the state. Additionally, they can contact class action attorneys who specialize in insurance disputes, as Minnesota's Consumer Fraud Act provides additional legal remedies beyond federal class action procedures.

Tips for Minnesota Residents Filing Progressive Insurance Claims

Minnesota residents filing Progressive Insurance claims should document all communications and keep detailed records of policy changes, premium increases, or coverage denials. Contact the Minnesota Department of Commerce if Progressive fails to respond appropriately to legitimate claims, as state regulators can intervene in disputes. When class action settlements are announced, respond promptly to court notices and verify eligibility requirements, as Minnesota residents often have specific documentation needs. Consider consulting with Minnesota-licensed attorneys familiar with state insurance laws, particularly regarding uninsured motorist coverage stacking rules that differ from other states.

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